topic Re: 5/3 Bank Cash Rewards Approval in Credit Card Approvals

5/3 Bank Cash Rewards Approval

gdale6 — Fri, 07 Oct 2016 19:22:01 GMT

Hi all,

Received pre approved mailer ovr a month ago in the mail, decided to pull the trigger (9-28) for a 150 bonus on 500 spend in first 90 days Wasnt instant approval, it took app and 6 hrs later TU was pulled manually. Got card in todays mail, a high int rate 19.24, CL 7500 have no idea what Fico they are using letter says range 309-839, TU Fico at time of pull was 744 for this model.

Same day requested CLI on BoA Cash Rewards, TU pull, Fico 8 was 774, went from 6K to 8.3K. Thanks for looking and have a great day

Re: 5/3 Bank Cash Rewards Approval

ddemari — Fri, 07 Oct 2016 19:45:11 GMT

congrats gdale! I luv 5/3 for a few reasons, they pull TU fico 04 in the midwest which is my best score. they are known to pull EQ also, but they use 04 scoring.

they also never seem to bother you, once you are in, your good. I have the full collection of 5/3 cards except secured and never any issues.

Enjoy!!

Re: 5/3 Bank Cash Rewards Approval

CreditMagic7 — Fri, 07 Oct 2016 20:34:10 GMT

Congrats! gdale6.

I really like them too. Once you're in with them it's all the way and those PreQuals from 5/3 are as SOLID as it gets.

The APR's can be rough but i understand why they stick to those rates. As ddemari says, they leave you alone and don't bother you no matter how many other accounts or inquiries.

They always do TU for me and i'm totally inside their footprint with branches galore all around.

I have (3) of their cards right now.

Re: 5/3 Bank Cash Rewards Approval

pizza1 — Sun, 09 Oct 2016 02:55:21 GMT

Much congrats to you gdale! ..

Ive tried I don't know how many times for the SU2C cc, denied every time for verification. ugh!

Would love to have that card...Congrats again, and nice on the CLI's as well.

Re: 5/3 Bank Cash Rewards Approval

B335is — Sun, 09 Oct 2016 04:39:02 GMT

Congrats!! 5/3 wouldn't give me a second card and since I moved from Michigan I've found out the hard way I'm out of their footprint. They HP for another app only to say I'm ineligible.

Re: 5/3 Bank Cash Rewards Approval

SisterGirl — Sun, 09 Oct 2016 17:09:17 GMT

Congrats !

Very nicely done....I hope they will consider lowering the APR as the account ages.

Re: 5/3 Bank Cash Rewards Approval

Anonymous — Sun, 09 Oct 2016 18:50:49 GMT

Congratulations! Enjoy!

Re: 5/3 Bank Cash Rewards Approval

gdale6 — Mon, 10 Oct 2016 02:04:19 GMT

@B335is wrote:
Congrats!! 5/3 wouldn't give me a second card and since I moved from Michigan I've found out the hard way I'm out of their footprint. They HP for another app only to say I'm ineligible.

Good info there, Im in Michigan only temporarily. Interesting they wont issue another card if you are already a customer and move out of their footprint.

Thanks all for the support.

Re: 5/3 Bank Cash Rewards Approval

AverageJoesCredit — Mon, 10 Oct 2016 02:06:58 GMT

Big congrats on your success gdale! Well done

Re: 5/3 Bank Cash Rewards Approval

woodyman100 — Mon, 10 Oct 2016 02:38:27 GMT

@pizza1 wrote:
Much congrats to you gdale! ..

Ive tried I don't know how many times for the SU2C cc, denied every time for verification. ugh!

Would love to have that card...Congrats again, and nice on the CLI's as well.

I feel your pain Pizza1. I've tried several times and shot down every one.