https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766928#M456052 <P>Not a bad day, got a CLI from 3k to 7.5k from Chase on the SW Premier card.&nbsp; They denied me at first and it took a little while on the phone, but eventually it came through.&nbsp; They still piss me off with their "customer score" system.&nbsp; Guy on the phone says "oh we don't go off of the FICO score" and I'm like, well, you sure as hell report to it and do a HP every time I talk to you!&nbsp; For the record, I have zero late payments, &lt;$100 balance on the card and have been a customer for over 4 years with no CLI.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>Called NFCU and they reduced my APR from 12.24 to 10.24 on my nRweards MC.&nbsp; Smooth as silk, lovely CS.</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 10 Oct 2016 16:42:58 GMT Anonymous 2016-10-10T16:42:58Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766928#M456052 <P>Not a bad day, got a CLI from 3k to 7.5k from Chase on the SW Premier card.&nbsp; They denied me at first and it took a little while on the phone, but eventually it came through.&nbsp; They still piss me off with their "customer score" system.&nbsp; Guy on the phone says "oh we don't go off of the FICO score" and I'm like, well, you sure as hell report to it and do a HP every time I talk to you!&nbsp; For the record, I have zero late payments, &lt;$100 balance on the card and have been a customer for over 4 years with no CLI.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>Called NFCU and they reduced my APR from 12.24 to 10.24 on my nRweards MC.&nbsp; Smooth as silk, lovely CS.</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 10 Oct 2016 16:42:58 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766928#M456052 Anonymous 2016-10-10T16:42:58Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766962#M456057 Sweet day indeed<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Enjoy your success!! Mon, 10 Oct 2016 17:23:38 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766962#M456057 AverageJoesCredit 2016-10-10T17:23:38Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766995#M456066 Nice job OP Mon, 10 Oct 2016 18:08:19 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-from-Chase-and-an-APR-decrease-from-NFCU/m-p/4766995#M456066 Aduke1122 2016-10-10T18:08:19Z