topic Re: Capital One Platinum Approval in Credit Card Approvals

Capital One Platinum Approval

Anonymous — Fri, 21 Oct 2016 16:21:03 GMT

Currently have Cap 1 secured card with $500 ($50 deposit) and applied for unsecure one and got appoved with $500 SL, little disappointed regarding the limit and wonder if they could absorbed the unsecured limit with the new one?

They pulled all 3 CR's

Re: Capital One Platinum Approval

Creditwiser — Fri, 21 Oct 2016 16:30:13 GMT

Congrats. You're in the door. Use the card frequently and pay the balance frequently. They will take care of you in time. Their phone app is pretty good and makes it very easy to keep track of balances and make payments. Good luck !

Re: Capital One Platinum Approval

Anonymous — Fri, 21 Oct 2016 17:05:28 GMT

Congrats!

Re: Capital One Platinum Approval

Anonymous — Fri, 21 Oct 2016 19:53:42 GMT

Congrats!!! Keep up the Great work on your Credit Build!!!

It never happens as Fast as you want it too but Slow and Steady WINS

the RACE here Grasshopper. Use it alot and Pay in Full

every Month, You're well on your WAY!!! I see Walmart, Barclays & QS1

Cards next for you in 6 Months time for sure. That's how I did it!!!

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 03:39:22 GMT

Congratulations, Gadgetmang! After you make your 1st payment, request a product change to the Quicksilver with no annual fee. Some have done it sooner, but I think after you make your 1st payment it's almost a sure thing. Then you can earn a little cashback.

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 04:46:51 GMT

Congrats, I personally have not had experiece combining the limits. Best to call in or search the forum here.

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 12:48:52 GMT

The secured Capital One card is a stand alone product. They won't combine limits or allow any customer initiated credit increases. Definitly try for the product change to the Quicksilver.

Re: Capital One Platinum Approval

pizza1 — Sat, 22 Oct 2016 14:23:00 GMT

you'll get there, don't worry! Just use and pay, use and pay, and eventually down the road, you'll qualify for a better card of theirs like the Venture or Venture One, with a much higher limit! Thats what happened to me....the rest is history! LOL.. Congrats again

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 15:51:41 GMT

@Anonymous wrote:
Congratulations, Gadgetmang! After you make your 1st payment, request a product change to the Quicksilver with no annual fee. Some have done it sooner, but I think after you make your 1st payment it's almost a sure thing. Then you can earn a little cashback.

Cool I'll try that thanks.

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 16:36:56 GMT

Congratulations on your unsecured card with Capital one! Would you mind sharing your current scores with us?

Re: Capital One Platinum Approval

Anonymous — Sat, 22 Oct 2016 21:06:38 GMT

FICO 8 (EQ) 645 - FICO 8 (TU) 628 - FICO 8 (EX) 627 with 2 baddies on report.

@Anonymous wrote:
Congratulations on your unsecured card with Capital one! Would you mind sharing your current scores with us?