topic CSP Approved.....Thin file in Credit Card Approvals

CSP Approved.....Thin file

Anonymous — Mon, 28 Nov 2016 22:37:53 GMT

Hi all,

Just got approved for the Chase Sapphire with 5k limit. My oldest account is 8 months. I have a Cap one secured for $500 which is 8 months old, Cap one QS1 for $500.00 which is 2 months old and a Chase Freedom for $700 which is 1 month old. Also, I have a newly opened Chase checking with direct deposit. I'm surprised I got it but I want to share with you all since I've been learning for you all.

FICO 8

EX 707 EQ637 TU 719

Only 1 collection on EQ and a **bleep** load of inquiries

Re: CSP Approved.....Thin file

Anonymous — Mon, 28 Nov 2016 23:11:41 GMT

Good job!! Enjoy it.

Re: CSP Approved.....Thin file

Anonymous — Tue, 29 Nov 2016 04:26:29 GMT

Gratz!

mind me asking about the kind of APR?

Re: CSP Approved.....Thin file

Anonymous — Tue, 29 Nov 2016 05:41:55 GMT

Awesome for you! The CSP was my third credit card. Had a $1,500 Barclays MC, a $2,200 Chase Freedom and then the standard $5k CSP. We went shopping at Lowes Home Improvement. I was carrying my wallet in my hand. We just happened to do a u-turn and go back down the same aisle a second time. There was a credit card in the floor. I said "look, there's a credit card in the floor. And it's got my name on it". Durn thing was so heavy it fell out of my wallet. I began using rubber bands to hold my credit cards in my wallets. Retail people don't know the difference between the CSP and the CSR. Wait for the day when a digital readout on your credit cards displays your credit line and what you owe on it. Right now, people will pay extreme yearly membership fees for presitge.

Re: CSP Approved.....Thin file

Anonymous — Tue, 29 Nov 2016 05:43:46 GMT

Nice congrats I would ditch the Cap One secured for sure!