topic Chase Freedom Unlimited CLI in Credit Card Approvals

Chase Freedom Unlimited CLI

Anonymous — Sun, 04 Dec 2016 11:44:42 GMT

Hey everyone ! Been lurking around the forums for some time now and decided to finally make an account and post. So I recently just got my credit up to 675 TU, 650 EF ( I think that's the appreciations) and my EX hasn't updated yet. I've had my Freedom Unlimited ($500) for about 7 months now with about 40% util, and recently PIF the past two months. I was being impatient for an auto CLI, so I called the number on the back of the card to ask for an increase. To my surprise, Chase approved me to $5000 from $500!! I was thrilled, I was recently approved for a slate as well a week before, but only for 500. Should I keep the slate at 500? Or call and ask for the limit to be higher??

Re: Chase Freedom Unlimited CLI

oldman425 — Sun, 04 Dec 2016 12:08:54 GMT

Keep the Slate, but I would wait at least 6 months before asking for a increase.

Re: Chase Freedom Unlimited CLI

Anonymous — Sun, 04 Dec 2016 14:49:49 GMT

I heard they do a HP on CLI's.. Do you know what Bureau they pull?

My FICO atm: EQ: 684 TU: 676 EX: 655

Seems like all my applications this yr they have been hitting me on EX that is why its noticebly lower.

Would love to get a CLI as well.. Been having a hard time trying to work with 1K SL.

Re: Chase Freedom Unlimited CLI

Anonymous — Mon, 05 Dec 2016 08:05:04 GMT

It hasn't shown on my CK yet.

When I got approved for the Slate, they HP TU.

I tried financing a motorcycle, and they hit me with 3 inq to my TU, Which pissed me off, but still glad I got the CLI for my freedom unlimited to 5000

Quick question as well, Since I have 5000 CL on my FU, Does that make the card a Visa Siggy?

Re: Chase Freedom Unlimited CLI

Anonymous — Mon, 05 Dec 2016 00:11:08 GMT

@iTheDanny

Oh good if they HP me on TU. Hope not EX, as these CC Apps have been hittin me on EX which made my EX score 655 far down from TU and EQ.

Well anyways.. I went ahead and requested a CLI via phone call, got an immediate Pending letter status, which I immediately called Chase Credit Analyst who reviewed my application on the spot, she grilled me on a charge off that happened 13yrs ago with Washington Mutual told her I lost my job that time.

She only gave me 1K CLI making my new CL $2K now..

I don't even know if that was worth a HP.. Oh well.. It is what it is.. I guess its better than nothing.

Re: Chase Freedom Unlimited CLI

ScoreOrBeScored — Mon, 05 Dec 2016 02:41:22 GMT

@Anonymous wrote:
It hasn't shown on my CK yet.

When I got approved for the Slate, they HP TU.

I tried financing a motorcycle, and they hit me with 3 inq to my TU, Which pissed me off, but still glad I got the CLI for my freedom unlimited to 5000

Quick question as well, Since I have 5000 SL on my FU, Does that make the card a Visa Siggy?

Once your card is 1yr old,mthen you can request a siggy.

Re: Chase Freedom Unlimited CLI

Anonymous — Mon, 05 Dec 2016 07:58:29 GMT

@ScoreOrBeScored wrote:
@Anonymous wrote:
It hasn't shown on my CK yet.

When I got approved for the Slate, they HP TU.

I tried financing a motorcycle, and they hit me with 3 inq to my TU, Which pissed me off, but still glad I got the CLI for my freedom unlimited to 5000

Quick question as well, Since I have 5000 SL on my FU, Does that make the card a Visa Siggy?
Once your card is 1yr old,mthen you can request a siggy.

I actually was curious, so I called in and they actually changed my card over to Visa Siggy! New card will be coming in 3-5 days!

Re: Chase Freedom Unlimited CLI

Anonymous — Sat, 29 Apr 2017 23:00:03 GMT

So, whats so special about a Visa signature (siggy) anyway?