topic Re: Amex Platinum Approved in Credit Card Approvals

Amex Platinum Approved

cjack202003 — Tue, 06 Dec 2016 20:31:35 GMT

Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)

Chase Collection: Marriott, Sapphire Preferred, Freedom

Discover: Discover it

Re: Amex Platinum Approved

JustBPatient — Tue, 06 Dec 2016 20:45:23 GMT

Congrats and thanks for your service!!

Re: Amex Platinum Approved

fltireguy — Tue, 06 Dec 2016 23:31:42 GMT

@cjack202003 wrote:
Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)
Chase Collection: Marriott, Sapphire Preferred, Freedom
Discover: Discover it

Congratulations!

I just got my new Platinum via FedEx this morning.. Which offer did you get in with?

Re: Amex Platinum Approved

cjack202003 — Tue, 06 Dec 2016 23:44:58 GMT

@JustBPatient wrote:
Congrats and thanks for your service!!

Thanks JustB

Re: Amex Platinum Approved

cjack202003 — Tue, 06 Dec 2016 23:45:55 GMT

@fltireguy wrote:
@cjack202003 wrote:
Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)
Chase Collection: Marriott, Sapphire Preferred, Freedom
Discover: Discover it
Congratulations!
I just got my new Platinum via FedEx this morning.. Which offer did you get in with?

Thanks Fltire. It's just the 40k offer

Re: Amex Platinum Approved

BronzeTrader — Wed, 07 Dec 2016 02:05:58 GMT

Congrat!

Re: Amex Platinum Approved

Anonymous — Wed, 07 Dec 2016 02:53:33 GMT

Congrats! I thought AF was only waived if you had card before entering service?

Re: Amex Platinum Approved

Anonymous — Wed, 07 Dec 2016 02:54:24 GMT

congrats!

Re: Amex Platinum Approved

cjack202003 — Wed, 07 Dec 2016 04:14:02 GMT

@BronzeTrader wrote:
Congrat!

Thanks Bronze

Re: Amex Platinum Approved

cjack202003 — Wed, 07 Dec 2016 04:17:36 GMT

@Anonymous wrote:
Congrats! I thought AF was only waived if you had card before entering service?

Thanks ty. That's Chase. Chase will only do it if you had them prior to entering service. American Express waives regardless. They all honor the SCRA, but Amex goes behond that and waives all their AFs for active duty.

Re: Amex Platinum Approved

cjack202003 — Wed, 07 Dec 2016 04:18:07 GMT

@Anonymous wrote:
congrats!

Thanks Ponce