topic Approvals after BK in Credit Card Approvals

Approvals after BK

X23 — Thu, 29 Dec 2016 01:15:00 GMT

Long time lurker, 1st time poster. Long story short, this forum has been extremely helpful after a Chapter 13 back in 2010, which was converted to a Chapter 7 in 2011. Here is a timeline of approvals after our BK.

4/2011 - Citibank (authorized user) - $5700 credit line

1/2012 - Capital One QS- Started at $1500 credit line now at $6,150

6/2012 - Barclay - $2000 credit line. Have made numerous CLI requests to no avail.

3/2012 - Capital One Auto loan (Joint) $18,000 72 months @ 10.69%. Just payed off last month

10/2012 - Capital One QS (Joint) $3,000 credit line

5/2013 - Chase Disney (authorized user) - $15,500 credit line

8/2013 - Merrick Bank - Started at $1,200 now at $2,900

5/2015 - Dicks - Started at $300 now at $800

8/2015 - HH Gregg (Joint) - $3500. 1 credit line request, denied.

8/2015 - Room Place - $4000. 1 credit line request, denied.

10/2015 - Discover - Started at $6000 now at $16,100 after 3 CLI requests.

4/2016 - Synchrony Marvel - Approved at $1500 reconed to $5000

5/2106 - Capital One Venture - $20K

12/2016 - American Express - $15K

12/2016 - PNC Bank - $500. Have to call to recon the limit.

Only other card I'm looking to get is PenFed, but will probably wait 6 months......maybe.

Re: Approvals after BK

padme — Thu, 29 Dec 2016 01:20:14 GMT

congrats. doing great so far

Re: Approvals after BK

Anonymous — Thu, 29 Dec 2016 04:46:38 GMT

Welcome to myFico! 😊

Re: Approvals after BK

Sexyblue — Thu, 29 Dec 2016 06:59:48 GMT

Welcome to the board. Congrats on all that you have achieved. I see the board has severed you well, please continued with your progress and keep us inform, so may assist when we can.

Never stop learning, because fico forums never stops teaching.

Re: Approvals after BK

Anonymous — Thu, 29 Dec 2016 13:25:39 GMT

First, welcome to the forum! You have done some wonderful rebuilding! MyFico has been wonderful a wonderful resource for you, and for me as well! Hope to be in your position within the next couple of years-- with AmEX