topic Re: Citi Costco CLI time! in Credit Card Approvals

Citi Costco CLI time!

Anonymous — Thu, 05 Jan 2017 05:30:37 GMT

It's been 6 months since many of us got the new Costco card so I gave the CLI wheel a spin and got an additional $1,400 bringing it up to $6,900! Woot! 25% increase sounds good to me.

Data points:

Approved 6/20 with 688 EX and no derogs.

Average use $700/mo PIF

Current EX 723

Re: Citi Costco CLI time!

AverageJoesCredit — Thu, 05 Jan 2017 17:58:44 GMT

Woot Woot!, take it and run Nox haha!. Not bad , gotta feel good to get some sp luv from Citi. If i ever get an auto or sp from Citi, i think ill just retire from the credit game, nothing else to strive for

Re: Citi Costco CLI time!

Anonymous — Thu, 05 Jan 2017 18:17:47 GMT

Dang that's a nice increase!!! Way to go!

Re: Citi Costco CLI time!

Anonymous — Thu, 05 Jan 2017 18:59:41 GMT

@AverageJoesCredit wrote:
Woot Woot!, take it and run Nox haha!. Not bad , gotta feel good to get some sp luv from Citi. If i ever get an auto or sp from Citi, i think ill just retire from the credit game, nothing else to strive for

Thanks AJC! I'm pretty certain it's the only SP luv I'll be getting from them for quite awhile. If I ever get that DC to a usable limit, I'll be retiring right next to you!

Did you notice that the increase was more than my entire DC line? It made me chuckle and think of you.

Re: Citi Costco CLI time!

jacetx — Thu, 05 Jan 2017 20:05:08 GMT

Congrats! I got the same amount CLI last week on mine.

Re: Citi Costco CLI time!

castor4072 — Thu, 05 Jan 2017 20:36:21 GMT

Wasnt a hard pull since it stated - ---By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will notify you of our decision or let you know if we need more information.----

I've read that it will be a "hard pull" if it asks -----*Total Requested Credit Limit:"

If not, where is the the "soft pull" llink or button?

Cas...

Re: Citi Costco CLI time!

Anonymous — Thu, 05 Jan 2017 20:50:05 GMT

@jace8602 wrote:
Congrats! I got the same amount CLI last week on mine.

Congrats to you! It's nice to know that it actually grows!

Re: Citi Costco CLI time!

Anonymous — Thu, 05 Jan 2017 20:54:13 GMT

@castor4072 wrote:
Wasnt a hard pull since it stated - ---By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will notify you of our decision or let you know if we need more information.----

I've read that it will be a "hard pull" if it asks -----*Total Requested Credit Limit:"

If not, where is the the "soft pull" llink or button?

Cas...

You're in the correct place. If it's going to be a SP, it will say that a credit report will not be requested. Mine was a SP. I don't think anyone has quite figured out the rhyme or reason with Citi as to when some get the SP language and some don't. I've had the Citi DC for 2 years and have had the SP language all along, but have never received a customer initiated CLI.

Also, after it gave me the CLI, it did ask if I'd like to take a HP for a higher limit. I'm gardening though so I took what they offered and ran!

Re: Citi Costco CLI time!

castor4072 — Thu, 05 Jan 2017 21:42:33 GMT

Thanks Nox....I appreciate the clarification...though...you may know this too...I have a Costco and Simplicity from Citi...both opened at the same time, can I get a CLI on both cards when the soft pull option is available or just one or the other?

Cas...

Re: Citi Costco CLI time!

Jerry45 — Thu, 05 Jan 2017 22:18:06 GMT

Sweet! Congrats

Re: Citi Costco CLI time!

AverageJoesCredit — Thu, 05 Jan 2017 23:19:46 GMT

Ha ha , thanks Nox. I mean i know i dont make enough or spend enough to fill Citi's coffers but dang nab it, it would be nice to get off the lower ladder if only to see whats on the roof every once in awhile. Your progressing nicely and its just silly they cant even fork over 1400 or so extra or so ,so we can show em some more love lol. Our luck is by the time we get one the card will end up being nerfed or something