topic Re: NFCU approval!! in Credit Card Approvals

NFCU approval!! Update!

enerey — Mon, 30 Jan 2017 15:27:28 GMT

So after 4 weeks I was finally able to get in at Navy Federal, got my debit card card and set up online access waited a couple of days debating whether I wanted to wait for some payments to post that would lower my utilization, couldn't wait and applied and after logging in to my account today I saw I was approved for the cashrewards card with 22k limit! I don't have their approval letter yet so I am not sure what my score is but I think it has been hovering around 710. Update! also approved for CLOC for 15k.!

Re: NFCU approval!!

Anonymous — Fri, 27 Jan 2017 17:22:44 GMT

Congratulations!! Awesome job getting in with NFCU and great starting limit, too

Re: NFCU approval!!

enerey — Fri, 27 Jan 2017 17:36:42 GMT

Thanks! I was not expecting this limit but I will take it

Re: NFCU approval!!

AverageJoesCredit — Fri, 27 Jan 2017 18:10:29 GMT

1 22 gun Salute you!! Well done

Re: NFCU approval!!

Anonymous — Fri, 27 Jan 2017 18:19:22 GMT

That is outstanding! Congratulations!

Re: NFCU approval!!

Ysettle4 — Fri, 27 Jan 2017 18:46:46 GMT

Congrats. Another great SL from a NFCU approval.

Re: NFCU approval!!

Anonymous — Fri, 27 Jan 2017 19:10:33 GMT

Congrats enerey...that is awesome news!

Chapter 7: Discharged November 2015
Total Revolving Credit Lines January 2016: $2600
Total Revolving Credit Lines January 2017: $148K
11/15 Fico 8: EQ-585, TU-550, EX- 551
01/17 Fico 8: EQ-695, TU-703, EX-673
Advantis CU Siggy Visa $25K, NFCU Cash Rewards Visa $4600> $22K, NFCU CLOC $15K, NFCU Go Rewards Visa $5,500, PenFed Promise Visa $10,500, PenFed Platinum Rewards Siggy Visa $5500, Redi+ Siggy Visa $5K, SPGVisa $4,500>$5250, Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Good Sam Visa $1800, Discover $1800>$2K>$2300, Lowe's $6K>$17K, Overstock $7K>$7300>$7700, Evine $1K>$5K, HSN $3750, PenFed Thrifty $500, That's right...Credit One Visa is G-O-N-E!

Re: NFCU approval!!

enerey — Sat, 28 Jan 2017 01:28:17 GMT

Thanks everyone! I am also thinking of refinancing my car loan through nfcu, will they pull a new credit report or use the one they just got for the credit card?

Re: NFCU approval!!

Anonymous — Sat, 28 Jan 2017 01:34:19 GMT

@enerey wrote:
Thanks everyone! I am also thinking of refinancing my car loan through nfcu, will they pull a new credit report or use the one they just got for the credit card?

Oh, they will pull again!!

Congrats on the credit card approval!

Re: NFCU approval!!

CreditMagic7 — Sat, 28 Jan 2017 07:40:51 GMT

NFCU taking the forums by storm as usual and on a nonstop march forward

Congratulations to your new approval and membership!

Re: NFCU approval!!

Meanmchine — Sun, 29 Jan 2017 01:04:49 GMT

22k

/speachless

Re: NFCU approval!!

Anonymous — Sun, 29 Jan 2017 01:09:19 GMT

WOW! 22k.... Congrats on that.

Re: NFCU approval!!

enerey — Mon, 30 Jan 2017 14:17:50 GMT

Thanks everyone, Just an update, I decided to apply for the CLOC and was also approved!! $15,000 limit! I am loving NFCU right now

Re: NFCU approval!!

Anonymous — Tue, 31 Jan 2017 13:20:58 GMT

@enerey wrote:
Thanks everyone, Just an update, I decided to apply for the CLOC and was also approved!! $15,000 limit! I am loving NFCU right now

Congrats on the CLOC approval too!

Re: NFCU approval!! Update!

Anonymous — Thu, 02 Feb 2017 04:28:11 GMT

@enerey wrote:
So after 4 weeks I was finally able to get in at Navy Federal, got my debit card card and set up online access waited a couple of days debating whether I wanted to wait for some payments to post that would lower my utilization, couldn't wait and applied and after logging in to my account today I saw I was approved for the cashrewards card with 22k limit! I don't have their approval letter yet so I am not sure what my score is but I think it has been hovering around 710. Update! also approved for CLOC for 15k.!

I am planning to make NFCU my next CU Home...Just waiting for some new accounts to show so I can get a score on my EX/TU - only have EQ reporting a 729 right now...can you say thin file? I just added 2 new CCs that should start reporting on all 3.

I wonder how much income (stated on app) plays a part in the SLs? I see a pretty broad range of SLs and although score defininately plays a part...I have to believe income does as well...