topic Re: SO Approval Huntington Voice in Credit Card Approvals

SO Approval Huntington Voice

Anonymous — Mon, 20 Feb 2017 00:47:10 GMT

SO got instant today on the Huntington Voice MasterCard. FICO 8 is 662 and they pulled EQ. Instant for $7k which is a decent SL compared to the other cards in profile. I believe around 12 INQs and 0-1% Utilization.

I really want to try for this as my EQ is much higher than that. It has been on my list of cards I want. My hesitation is I have 28 INQs on EQ.

Does anyone have any info on how INQ sensitive they are? I saw one approval on CB Database that said approved with 51 INQs so that makes me think they don't care, but this person had a 800+ score and over 300k in TLs. I'd like to get more info on this.

Re: SO Approval Huntington Voice

irunfromcredit — Mon, 20 Feb 2017 01:04:01 GMT

@Anonymous wrote:
SO got instant today on the Huntington Voice MasterCard. FICO 8 is 662 and they pulled EQ. Instant for $7k which is a decent SL compared to the other cards in profile. I believe around 12 INQs and 0-1% Utilization.

I really want to try for this as my EQ is much higher than that. It has been on my list of cards I want. My hesitation is I have 28 INQs on EQ.

Does anyone have any info on how INQ sensitive they are? I saw one approval on CB Database that said approved with 51 INQs so that makes me think they don't care, but this person had a 800+ score and over 300k in TLs. I'd like to get more info on this.

Congrats on SO's approval. I was recently approved with 20 Inq's. I don't think they are inq sensitive

Re: SO Approval Huntington Voice

B335is — Mon, 20 Feb 2017 01:48:53 GMT

Congrats to your SO! Huntington generally isn't inq sensitive especially if your file is clean.

Re: SO Approval Huntington Voice

Anonymous — Mon, 20 Feb 2017 04:28:08 GMT

Congrats on your new Huntington card!!!

Re: SO Approval Huntington Voice

Anonymous — Mon, 20 Feb 2017 04:36:09 GMT

I was approved for $12,250 with over 40 inquiries. You're good

@Anonymous wrote:
SO got instant today on the Huntington Voice MasterCard. FICO 8 is 662 and they pulled EQ. Instant for $7k which is a decent SL compared to the other cards in profile. I believe around 12 INQs and 0-1% Utilization.

I really want to try for this as my EQ is much higher than that. It has been on my list of cards I want. My hesitation is I have 28 INQs on EQ.

Does anyone have any info on how INQ sensitive they are? I saw one approval on CB Database that said approved with 51 INQs so that makes me think they don't care, but this person had a 800+ score and over 300k in TLs. I'd like to get more info on this.

Re: SO Approval Huntington Voice

Benzman — Mon, 20 Feb 2017 07:46:04 GMT

You're good. I was approved with 20 inq and 756 score,

Re: SO Approval Huntington Voice

Anonymous — Mon, 20 Feb 2017 12:39:31 GMT

Thanks for the replies all.
Now I need to decide if I want the checking and savings and if so should I apply for that in hopes of getting the preapproval for the cc or just do the cc.
My CK gets updated on Friday too, so maybe I might wait till then just to make sure all is well.
I had a CO on EQ that popped back on beginning of Jan. 2 days ago I got an alert my EQ FICO went up 100 points. I'm pretty sure that was my CO being deleted because I disputed it ASAP when it popped up. But I don't have 100% confirmation of that. Idk what else would make my score go up that much-so in pretty sure that was it.
But I may wait till Friday to be sure. I'll update when and if I apply.

Thx again for the replies.

Re: SO Approval Huntington Voice

Anonymous — Wed, 22 Feb 2017 16:25:48 GMT

Haha. I was talking to my sister today. She was interested since they opened up a new branch here. She went online and applied for a checking. Instantly preapproved for a CC and a LOC for overdraft during the application process. She accepted. CC came back at $12k and Loc at 5k. She has a 710 as of 6-7 months ago. She isn't into this crap like I am. Lol.

Anyway-seems like a good bank and nice SL's. I'm def going for this on a Friday as long as CK doesn't show me any changes on my report.

Love that you can get preapproved by opening a checking. Very cool. It's like US Bank. Now I'm gonna have to split my favoritism between the 2.