topic Re: Lowes CLI in Credit Card Approvals

Lowes CLI

ashjt2011 — Mon, 27 Feb 2017 21:14:51 GMT

Signed up for the card at recommendation of a family member ot buy a new refrigerator and get 0% for 18 months. Approved for a whole whopping 300 dollars. Came on this board - people suggested calling and asking for 25K, and they would counter at what the could give you if they couldn't give you 25k. This didn't work. Kept my limit at 300 and told me that there is nothing they could do. This was my lowest CLI by a lot.

At the time scores were about 650, about 20% utilzation. Nothing has changed on my credit profile since. I might've actually lost 5-10 points for my christmas shopping (which has since been paid down)

Used it for 4 statements. Charged between 50-100 dollars at most. PIF after statements cut. Hit the luv button, asked me how much I wanted the other day. I said 10k and they sent me a "Congratulations! You new CL is 5,000!"

Pretty decent increase considering I've used it only a handful of times for a small amount. People on this board are right...Synchrony is pretty darn generous. Nice to know if I have a house emergency now that I have a CL to support myself with at Lowes.

Re: Lowes CLI

Anonymous — Mon, 27 Feb 2017 22:10:01 GMT

Congrats on the Lowes CLI.

Re: Lowes CLI

9CLINE — Mon, 27 Feb 2017 22:12:48 GMT

Nice CLI... Congrats and enjoy !!!

Re: Lowes CLI

Anonymous — Mon, 13 Mar 2017 07:03:01 GMT

You will get there.

Re: Lowes CLI

washpadude — Tue, 28 Feb 2017 00:11:09 GMT

Was stuck at 300 for 9 months, then got three increases in November. 300>5000>10000>12000

Re: Lowes CLI

AverageJoesCredit — Tue, 28 Feb 2017 01:05:14 GMT

Congrats on nice increase. The thing with Sync is if at first you dont succeed, try try again

Re: Lowes CLI

EW800 — Tue, 28 Feb 2017 04:13:28 GMT

Nice increase! Congrats!

Re: Lowes CLI

Anonymous — Tue, 28 Feb 2017 18:46:10 GMT

That is textbook Lowes! let that be some advice for people who want to buy appliances or Landscaping flooring etc. Go for the card a few months early. Even 19 year old who live in an apartment with two other people should get a Lowe's card. When you're all grown up and stuff it will be all gravy