topic Re: Discover It approval in Credit Card Approvals

Discover It approval

Anonymous — Mon, 13 Mar 2017 23:39:14 GMT

Third time was a charm- after rebuilding to get just shy of 700 for FICO 8 across the three bureaus, I was approved for 5,500 with Disco.

Re: Discover It approval

CreditMagic7 — Mon, 13 Mar 2017 23:43:05 GMT

Nice one! Folks are probably anxious to learn more such as how many cards you already have, thin file etc. but i'll leave those questions up to them to ask you.

Welcome To The Discover Family and Congratulations

Re: Discover It approval

Anonymous — Mon, 13 Mar 2017 23:45:44 GMT

I'll give additional details. I fully expected some questions. I was on a break during my cost management MBA course when I app'd and just wanted to throw something out to the myFICO universe. More to come later!

Re: Discover It approval

Anonymous — Tue, 14 Mar 2017 00:23:34 GMT

Fico 8 scores according to myFico:

EQ 693

TU 673

EX 679

I have a QS that just bumped up from 19k to 22k CL. Reporting 0.

Have a Chase Freedom that's 5700 CL.

Chase UL at 1k CL.

Citi DC at 2600 CL.

Amazon Prime Store card at 4k CL.

Shane Co Store card at about 4k CL.

I've had a few other cards in the rebuild that I've closed or consolidated along the way. I have some major derogs that will age off in the next year or two - including a foreclosure from where my ex-wife let it go after I quit claimed over to her. Things have been clear for a few years and the rebuild has ticked me up to the scores you see above.

Income just below 77k. I've worked for my employer for 9 years (it said to round to nearest whole year and this rounded up from 8.5).

Re: Discover It approval

Anonymous — Tue, 14 Mar 2017 00:27:38 GMT

Congratulations on the approval! Discover is awesome! Nice CL! You're SL is the same as mine! And this card will grow with you!!!! Also, don't forget about Discover Deals! There's money to be saved there.

Re: Discover It approval

Anonymous — Tue, 14 Mar 2017 01:30:09 GMT

Congrats on the approval!! I just recently got in with Discover myself on the third try

Re: Discover It approval

AverageJoesCredit — Tue, 14 Mar 2017 01:35:33 GMT

There are too many 3-5 ers here lol Sorry OP, i just cant empathize with a 3rder. Im a 5vr so i save my sympathy, lol, for them .

Jk, thats an awesome sl, if Possy says its so, it so...possible . ENJOY and welcome to the Disco Fam