topic Re: NFCU Platinum Approved: 2nd CC in Credit Card Approvals

NFCU Platinum Approved: 2nd CC

EmmaGolden — Tue, 14 Mar 2017 20:27:36 GMT

NFCU never ceases to amaze; approved 2nd CC. SL $6500 @ 13.49% Platinum Visa

I joined in July 2016, Cash Rewards approved Aug. 2016 SL $1700. CLI to $7500 in Nov, 2016. Did a BT at 0% to cash rewards in Dec, 2016 & have not added to it; just been paying it down. In Jan. 2017 CLOC approved for $2500. All I asked for as I didn’t want to seem too aggressive & my CLI in Nov was small in comparison to some.

Second CC wasn’t immediate; was prompted to call to verify. Spoke will another very polite & helpful customer service rep that verified & stated my app was under review. Immediately got a text stating same, under review. Exactly 14 minutes later received the approval text.

Received alert immediately that TU was pulled by Navy, my FICO8 TU is 717.

Thank you MyFICO friends, if it wasn’t for you I would never have attempted to join NFCU. Even though I attempted to join via Navy League, I ended up joining through my dad when I called to check membership application status. Another fantastic rep that asked enough questions to bring up the subject that my dad was Army retired 27 yrs. in. Though now deceased, she was able to verify his information & I never had to submit his DD214, which I have. I’m so thankful for NFCU & MyFIco.

Sorry tried to include webshot but it didn't work

Re: NFCU Platinum Approved: 2nd CC

Aduke1122 — Tue, 14 Mar 2017 20:46:12 GMT

Congrats on the wonderful success you have had with Navy Fed

Re: NFCU Platinum Approved: 2nd CC

EmmaGolden — Tue, 14 Mar 2017 20:49:36 GMT

@Aduke1122 wrote:
Congrats on the wonderful success you have had with Navy Fed

Thank you Aduke1122

Re: NFCU Platinum Approved: 2nd CC

Anonymous — Tue, 14 Mar 2017 21:24:36 GMT

Yay, Emma! Really good to see you here again, my friend, and I am so excited to see your success. Congratulations on your new card!

Re: NFCU Platinum Approved: 2nd CC

EmmaGolden — Tue, 14 Mar 2017 21:46:36 GMT

@Anonymous wrote:
Yay, Emma! Really good to see you here again, my friend, and I am so excited to see your success. Congratulations on your new card!

Thank you hum Always good to see you

It's been a good year for me thanks to great people on this forum like you. I have all of my most wanted cards, NFCU, Amex, Discover. Time to SD Synchrony, except maybe my Sam's Club. Capital One recently denied me when I applied to move up from their builder cards They won't let me combine my QS1 & QS( originally a platinum) but did give me a cli of $500 on both cards at a year. Better than nothing since I don't use them much any more. I still use the Playstation card, my son is AU on it & he earns nice perks but may be time to SD the others.

I see your seedling & it's probably time for me to seriously join you in the garden. Hold the gate open for me my friend please & thank you

PS; Citi floods my mail box with offers but not sure I'm interested in nervous lenders, not that I planned on maxing my cards out. Just a matter of principal & I'm way over the Chase 5/24 rule & Barclay is too nervous for me too. Happy with what I have!

Re: NFCU Platinum Approved: 2nd CC

Anonymous — Wed, 15 Mar 2017 00:23:51 GMT

Congrats on your approval! Awesome getting a second with Navy

Re: NFCU Platinum Approved: 2nd CC

Anonymous — Wed, 15 Mar 2017 00:45:41 GMT

Congrats on the approval! NFCU is really awesome! Glad I learned of the "in" from this forum, as well!!! Enjoy!

Re: NFCU Platinum Approved: 2nd CC

Anonymous — Wed, 15 Mar 2017 08:17:05 GMT

@EmmaGolden wrote:
@Anonymous wrote:
Yay, Emma! Really good to see you here again, my friend, and I am so excited to see your success. Congratulations on your new card!
Thank you hum Always good to see you

It's been a good year for me thanks to great people on this forum like you. I have all of my most wanted cards, NFCU, Amex, Discover. Time to SD Synchrony, except maybe my Sam's Club. Capital One recently denied me when I applied to move up from their builder cards They won't let me combine my QS1 & QS( originally a platinum) but did give me a cli of $500 on both cards at a year. Better than nothing since I don't use them much any more. I still use the Playstation card, my son is AU on it & he earns nice perks but may be time to SD the others.

I see your seedling & it's probably time for me to seriously join you in the garden. Hold the gate open for me my friend please & thank you

PS; Citi floods my mail box with offers but not sure I'm interested in nervous lenders, not that I planned on maxing my cards out. Just a matter of principal & I'm way over the Chase 5/24 rule & Barclay is too nervous for me too. Happy with what I have!

You are doing fantastic, Emma, and it's really nice to see. You have contributed quite a bit to this forum as well!

Navy Federal is really liking you, and remember to ask for the APR reduction on the Platinum when your card hits one year of age!

Come on in to the garden my friend, the gate is always open and we can plant some beautiful flowers here.