topic Re: Ritz currently pending. in Credit Card Approvals

Ritz currently pending - Update: Approved

vooreskie — Mon, 20 Mar 2017 17:47:05 GMT

A couple of inquiries just fell off last month and decided to go for the Ritz this Saturday 3/18.

Scores are low 700s due to paying off one of my cars early (usually mid 700s EX EQ, TU high 700s). Zero baddies. <10 inq EX/TU but tons on EQ due to auto loans. Chase double pulled EX/EQ for me in Texas.

I'm making this post just to serve as a data point for future applicants. I am going to sit on the 30 day message from robolady just like I did for my CSP approval late last year. Updating post as soon as I get an answer from Chase.

Edit - Less than 48 hours for approval. Called to get expedited and rep said it's already on the way expedited as a courtesy.

Re: Ritz currently pending.

Anonymous — Mon, 20 Mar 2017 05:24:46 GMT

Good luck!

Re: Ritz currently pending.

Anonymous — Mon, 20 Mar 2017 05:42:46 GMT

Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.

Re: Ritz currently pending.

vooreskie — Mon, 20 Mar 2017 05:47:40 GMT

I believed the Ritz to not fall under 5/24. If so, it will likely yield a denial. Staying positive but if I'm denied it wouldn't upset me at all. No matter what I'll probably join the garden soon to prepare for the Tesla 3 in a couple of years.

Thanks for your replies.

Re: Ritz currently pending.

vooreskie — Mon, 20 Mar 2017 11:55:39 GMT

Update - just approved for 11k. Not my highest limit but I'll take it.

Re: Ritz currently pending.

garagebandking — Mon, 20 Mar 2017 12:45:38 GMT

Congrats. It is definitely a card that cleans comments out in the wild.

As for the 30 day thing, that is pretty common.

Re: Ritz currently pending.

Anonymous — Mon, 20 Mar 2017 13:47:15 GMT

Moving to approvals as this is now one. Congrats!

Re: Ritz currently pending.

Anonymous — Mon, 20 Mar 2017 14:04:14 GMT

@Anonymous wrote:
Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.

Mine was instant approval online... And Ritz Is not under 5/24

Re: Ritz currently pending.

vooreskie — Mon, 20 Mar 2017 14:35:32 GMT

Thanks!

Re: Ritz currently pending.

Random_idiot — Mon, 20 Mar 2017 16:00:26 GMT

congrats!

Re: Ritz currently pending.

Anonymous — Mon, 20 Mar 2017 18:52:26 GMT

congrats! You will love it!

Re: Ritz currently pending - Update: Approved

kidink1911 — Mon, 20 Mar 2017 21:28:39 GMT

Congratulations!!