topic Re: AARP Approved! in Credit Card Approvals

AARP Approved!

thummel — Mon, 20 Mar 2017 19:30:07 GMT

This is an app that has been in limbo for a while now. Logged into my online chase account and saw it finally show up way at the bottom of my page. They gave me a 4.5K limit which is telling me I'm pretty much at max exposure with chase now. This puts me at 400K avaliable credit now and it's time for a long break in the garden. The only other bank I want to get in with is navy right now but I might hold off. EX is around 770 with 12 inquiries for approval in case anyone was wondering for data points. Thanks to all the awesome people here, never did I think I would be anywhere close to where I am, especially at 22 years old.

Re: AARP Approved!

Anonymous — Mon, 20 Mar 2017 19:33:50 GMT

congrats! that was my first attempt at a Chase card and has always been boiling in the back of my mind since it was denied.

Definitely a good cashback card to have around. Also 400k you are setting the bar high! I'm 4.8k away from 200k available and thought that was already excessive

Re: AARP Approved!

thummel — Mon, 20 Mar 2017 19:43:35 GMT

Thanks wanderingbuilder! I have actually been denied once in the past for high Balances for this card at the time. I plan to make this my day to day spender on gas and food.

Re: AARP Approved!

AverageJoesCredit — Tue, 21 Mar 2017 02:34:27 GMT

22 = 400k credit= OMG . Thats just amazing. I wish you all the best and may the credit gods grant you the almighty Navy credit industry

Re: AARP Approved!

B335is — Tue, 21 Mar 2017 06:56:43 GMT

Congrats! Nice card to add.

Re: AARP Approved!

thummel — Tue, 21 Mar 2017 07:34:24 GMT

Thanks averagejoescredit and b335is!

Re: AARP Approved!

Anonymous — Tue, 21 Mar 2017 09:23:42 GMT

Congratulations and welcome to the Chase AARP family!

Re: AARP Approved!

SouthJamaica — Tue, 21 Mar 2017 10:49:30 GMT

@thummel wrote:
This is an app that has been in limbo for a while now. Logged into my online chase account and saw it finally show up way at the bottom of my page. They gave me a 4.5K limit which is telling me I'm pretty much at max exposure with chase now. This puts me at 400K avaliable credit now and it's time for a long break in the garden. The only other bank I want to get in with is navy right now but I might hold off. EX is around 770 with 12 inquiries for approval in case anyone was wondering for data points. Thanks to all the awesome people here, never did I think I would be anywhere close to where I am, especially at 22 years old.

Congratulations! It's one of my favorite cards.

Re: AARP Approved!

Anonymous — Tue, 21 Mar 2017 12:44:43 GMT

Congrats! Do you have to join AARP to get this card? Do you have to be over 55? Thx

Re: AARP Approved!

thummel — Tue, 21 Mar 2017 20:40:45 GMT

You do not need to be over 55 to have the card. I'm not an AARP member and just applied directly on chases website. Thank you southjamaica and humuhumunukunukuapuaa!

Re: AARP Approved!

Anonymous — Tue, 21 Mar 2017 20:45:50 GMT

@Anonymous wrote:
Congrats! Do you have to join AARP to get this card? Do you have to be over 55? Thx

Since he said he is 22 I'm not sure why you asked that

Re: AARP Approved!

kidink1911 — Wed, 22 Mar 2017 14:44:54 GMT

Congratulations on your AARP approval!

Re: AARP Approved!

Anonymous — Wed, 22 Mar 2017 15:52:12 GMT

Well heck, just got approved for the Fidelity Rewards with 2% cash back on EVERYTHING. This card has 3% at restaraunts and gas stations. Hmm...

Re: AARP Approved!

Anonymous — Wed, 22 Mar 2017 18:16:25 GMT

I Kant reed

Re: AARP Approved!

sdchrgrboy — Wed, 22 Mar 2017 18:51:13 GMT

@Anonymous wrote:
@Anonymous wrote:
Congrats! Do you have to join AARP to get this card? Do you have to be over 55? Thx
Since he said he is 22 I'm not sure why you asked that

I would have asked myself. Personally, I am not sure why at 22 years old you would want to flash AARP branded card. I get invites for their membership and I am still years away. There are other cards out there with similar or better rewards, Citi Costco ,4% on gas, 3% on restaurants and travel just to name one.

Re: AARP Approved!

thummel — Thu, 23 Mar 2017 03:25:19 GMT

Costco doesn't interest me because I don't shop there or have a membership there either or else I would have considered it I'm not concerned about having an AARP card and flashing it because I have other cards for that reason that aren't in my signature.

Re: AARP Approved!

Anonymous — Thu, 23 Mar 2017 13:42:22 GMT

@thummel wrote:
Costco doesn't interest me because I don't shop there or have a membership there either or else I would have considered it I'm not concerned about having an AARP card and flashing it because I have other cards for that reason that aren't in my signature.

AARP is a great card with excellent benefits, thummel. Enjoy!

Re: AARP Approved!

Loquat — Thu, 23 Mar 2017 13:47:47 GMT

@sdchrgrboy wrote:
@Anonymous wrote:
@Anonymous wrote:
Congrats! Do you have to join AARP to get this card? Do you have to be over 55? Thx
Since he said he is 22 I'm not sure why you asked that
I would have asked myself. Personally, I am not sure why at 22 years old you would want to flash AARP branded card. I get invites for their membership and I am still years away. There are other cards out there with similar or better rewards, Citi Costco ,4% on gas, 3% on restaurants and travel just to name one.

I'm just a tad above the age of the OP and I carry this card and use it frequently and it's my go to for dining and fuel because it's one of my only cards that codes purchases inside and at the pump of local QT at 3%. And like the OP, I wouldn't care what anyone thinks about my age and using an AARP card. If I can offer a suggestion, don't live your life worried about what others think of you; they're opinion of me is not by business.

Re: AARP Approved!

Anonymous — Thu, 23 Mar 2017 14:07:57 GMT

@Loquat wrote:
@sdchrgrboy wrote:
@Anonymous wrote:
@Anonymous wrote:
Congrats! Do you have to join AARP to get this card? Do you have to be over 55? Thx
Since he said he is 22 I'm not sure why you asked that
I would have asked myself. Personally, I am not sure why at 22 years old you would want to flash AARP branded card. I get invites for their membership and I am still years away. There are other cards out there with similar or better rewards, Citi Costco ,4% on gas, 3% on restaurants and travel just to name one.
I'm just a tad above the age of the OP and I carry this card and use it frequently and it's my go to for dining and fuel because it's one of my only cards that codes purchases inside and at the pump of local QT at 3%. And like the OP, I wouldn't care what anyone thinks about my age and using an AARP card. If I can offer a suggestion, don't live your life worried about what others think of you; they're opinion of me is not my business.

+1 Loquat

Re: AARP Approved!

Anonymous — Thu, 23 Mar 2017 16:40:01 GMT

Congrats on the approval! What a nice surprise!