topic Re: Amex Blue Cash Every Day in Credit Card Approvals

Amex Blue Cash Every Day

Justine_Alpha — Tue, 24 Dec 2013 21:28:29 GMT

amex blue cash approved for a whole 1k.

Kinda disapointed as discover it was 1k and citi diamond prefered was 2k back in july. Nothing to cry about i suppose. Come March i can CLI the three together but which should i do first? And should i do 1 and let it report hoping the others try matching it or something?

Re: Amex Blue Cash Every Day

coldnmn — Tue, 24 Dec 2013 21:31:55 GMT

Congrats! Better than a denial. Thanks for sharing.

Re: Amex Blue Cash Every Day

Justine_Alpha — Tue, 24 Dec 2013 22:01:40 GMT

i just did pif on my citi which was 700$ of 2000 do you think maybe when the card arrives i can do recon? Oh that depends on, is there a way to get citi to report early now that im pif? just wondering ty. My other cards are either 0$ balance or less then 9%.

Re: Amex Blue Cash Every Day

09Lexie — Tue, 24 Dec 2013 23:14:05 GMT

@Justine_Alpha wrote:
i just did pif on my citi which was 700$ of 2000 do you think maybe when the card arrives i can do recon? Oh that depends on, is there a way to get citi to report early now that im pif? just wondering ty. My other cards are either 0$ balance or less then 9%.

Ty

Amex does not recon cls Luckily, you can request one in 61 days from account creation.

Congrats.

Re: Amex Blue Cash Every Day

baller4life — Tue, 24 Dec 2013 23:16:17 GMT

At least you got in! Congrats!

Re: Amex Blue Cash Every Day

DCole3g — Tue, 24 Dec 2013 23:25:43 GMT

Congrats OP! Do you mind sharing what your scores were at the time of pull for Amex BCE?

Re: Amex Blue Cash Every Day

alvon123 — Tue, 24 Dec 2013 23:31:03 GMT

congrats

Re: Amex Blue Cash Every Day

Justine_Alpha — Tue, 24 Dec 2013 23:55:12 GMT

650ish to 660ish

Horrid credit with like 5 paid charge offs nearly 7 years ago and one paid collection 4 years ago.

Spotless payments since

1 debt consolidation paid now

1 car loan finished this February 2014.

Cap one since Nov 09 800$

Walamrt store card march 2013 500$

Amazon store card march 2013 750$

Cities diamond preferred 2k since July 2013

Discover it 1k since July 2013

Maybe average of 5 or 6 inquiries. Chase hates me even though i paid the in full back in like 2009. Hear they are typically unforgiving. Perhaps once their paid charge off falls off report?

Try for responded ;-)

Re: Amex Blue Cash Every Day

kaskuli — Wed, 25 Dec 2013 00:00:37 GMT

Good job. That's a solid foundation to build on.

Re: Amex Blue Cash Every Day

gdale6 — Wed, 25 Dec 2013 00:51:45 GMT

Congrats on your new card

Re: Amex Blue Cash Every Day

Anonymous — Wed, 25 Dec 2013 01:21:41 GMT

@Justine_Alpha wrote:
amex blue cash approved for a whole 1k.
Kinda disapointed as discover it was 1k and citi diamond prefered was 2k back in july. Nothing to cry about i suppose. Come March i can CLI the three together but which should i do first? And should i do 1 and let it report hoping the others try matching it or something?

ty

Just request $3k after 61 days and then $9k after six months from your first 3X credit limit increase.

no big deal that you were offered only $1k limit.they could've outright denied your application. Be thankful you're in with AMEX.

Re: Amex Blue Cash Every Day

Justine_Alpha — Wed, 25 Dec 2013 03:18:19 GMT

GaTech wrote:.

they could've outright denied your application.

gee really?

ty i didnt realize that at all.

Re: Amex Blue Cash Every Day

FinStar — Wed, 25 Dec 2013 04:11:16 GMT

@Justine_Alpha wrote:
GaTech wrote:.

they could've outright denied your application.
gee really?

ty i didnt realize that at all.

Well yes! So, consider yourself "IN" and a step in the right direction by getting your new AMEX... Congrats OP!

Re: Amex Blue Cash Every Day

petarap — Wed, 25 Dec 2013 04:16:13 GMT

Congratulations..As others pointed in 61 days 3x CLI and 180 days after that another 3xCLI are possible...

Re: Amex Blue Cash Every Day

Josh2942 — Wed, 25 Dec 2013 04:56:57 GMT

Congrats thanks for sharing

Re: Amex Blue Cash Every Day

Anonymous — Wed, 25 Dec 2013 17:07:16 GMT

@Justine_Alpha wrote:
GaTech wrote:.

they could've outright denied your application.
gee really?

ty i didnt realize that at all.

No need to be sarcastic. Watch yourself. And congrats on your $1K limit. You must be SO happy!

Re: Amex Blue Cash Every Day

Credit-hoarder — Wed, 25 Dec 2013 18:17:32 GMT

OP: Ga Tech is right. I had a higher score than yours but just as many derogs when they last denied me for a card last October. Had to make it to almost 700 before they finally approved me last week. Consider yourself lucky.

Re: Amex Blue Cash Every Day

efranklin23 — Thu, 26 Dec 2013 08:02:42 GMT

WELCOME TO AMEX!

Re: Amex Blue Cash Every Day

Justine_Alpha — Thu, 26 Dec 2013 09:09:15 GMT

@Credit-hoarder wrote:
OP: Ga Tech is right. I had a higher score than yours but just as many derogs when they last denied me for a card last October. Had to make it to almost 700 before they finally approved me last week. Consider yourself lucky.

I know I was lucky. Didn't need someone to talk down to me. A person doesn't have a credit history like you and I and not know we will likely get denied. Its good to have an amex and of coarse will do the 61day/3x and hope its approved.

ty everyone for the info. Looking forward to improved credit ;-)

Re: Amex Blue Cash Every Day

lg8302ch — Thu, 26 Dec 2013 10:15:17 GMT

@09Lexie wrote:
@Justine_Alpha wrote:
i just did pif on my citi which was 700$ of 2000 do you think maybe when the card arrives i can do recon? Oh that depends on, is there a way to get citi to report early now that im pif? just wondering ty. My other cards are either 0$ balance or less then 9%.

Ty
Amex does not recon cls Luckily, you can request one in 61 days from account creation.
Congrats.

and another 3 x after 180 days....so it could grow up to 9K in less than a year....