topic Re: 3rd time is the Charm for Discover!! in Credit Card Approvals

3rd time is the Charm for Discover!!

rmduhon — Sat, 08 Apr 2017 16:15:00 GMT

Finally in with them. Was hoping for more than 1k, but not complaining (much). Plus hubby and mom are in with Amex as of today too. 1k for him, 2 K for her. Will probably be closing hubby's and my secured Cap1 card in the near future and using the Discover and Amex cards for our play cards.

Re: 3rd time is the Charm for Discover!!

Anonymous — Sat, 08 Apr 2017 16:28:02 GMT

Congrats!

How long have you had the secured Capital One card? Could be better to just use it for regular purchases and PIF until you convert to unsecured and get your deposit back.

Unless you made a large deposit and want the cash back, then yeah I'd do the same thing. Use the deposit refund to pay off purchases on your new cards.

Re: 3rd time is the Charm for Discover!!

AverageJoesCredit — Sat, 08 Apr 2017 16:45:01 GMT

Lucky Charms for everyone. Congrats and welcome to the Discover Fico Family

Re: 3rd time is the Charm for Discover!!

rmduhon — Sat, 08 Apr 2017 16:51:09 GMT

Hubby got his in October of 15, I got mine in November of 15.

Re: 3rd time is the Charm for Discover!!

Aduke1122 — Sat, 08 Apr 2017 17:12:28 GMT

Congrats on all the approvals for you guys , I have been denied by Disco awhile back so I'm gonna wait it out some more . Could you add some data pts sorry us on mobile can't see siggys

Re: 3rd time is the Charm for Discover!!

rmduhon — Sat, 08 Apr 2017 17:29:50 GMT

Can't say what my EQ (what they pull here) is until MyFico updates. Was 650osh but the only collection was deleted today. AAoA is 11 months, about 15 inquiries, income 64k. As for hubby's Amex, EX is 679 with 1 baddie, AAoA is 13 months, same income, roughly the same inquiries

Re: 3rd time is the Charm for Discover!!

Aduke1122 — Sat, 08 Apr 2017 18:19:43 GMT

Thanks for the data pts

Re: 3rd time is the Charm for Discover!!

rmduhon — Sat, 08 Apr 2017 18:29:02 GMT

You are very welcome

Re: 3rd time is the Charm for Discover!!

ericp4440 — Sat, 08 Apr 2017 19:27:31 GMT

Congrats!

Re: 3rd time is the Charm for Discover!!

Anonymous — Sat, 08 Apr 2017 21:20:45 GMT

@AverageJoesCredit wrote:
Lucky Charms for everyone. Congrats and welcome to the Discover Fico Family

LOL!!!!

Re: 3rd time is the Charm for Discover!!

Anonymous — Sat, 08 Apr 2017 21:22:44 GMT

Congratulations took me 3 tries also

Re: 3rd time is the Charm for Discover!!

rmduhon — Sun, 09 Apr 2017 17:40:17 GMT

@Aduke1122 slight correction in the Data Points. They pulled EX instead of EQ this time, score was 699. All else is pretty much the same.

Re: 3rd time is the Charm for Discover!!

Aduke1122 — Sun, 09 Apr 2017 17:59:04 GMT

Thanks for the update , they double pulled me last time ? Wonder why they double some and not others