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  <channel>
    <title>topic Nordstrom Visa--NICE CLI+ APR reduction in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968265#M492207</link>
    <description>&lt;P&gt;I'm super happy...😊 Ever since I got my store card upgraded to the Visa Siggy, I've been waiting for them to able to lower my APR permanently on my account, and finally today I got good news!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Today, my acct went from Tier 4(worst) with apr at 23.65% on both Nordstrom store purchases and outside Nordstrom purchases, &amp;nbsp;too........&lt;FONT color="#FF0000"&gt;Tier 1(best) with Nordstrom store purchases APR- 11.65% and outside Nordstrom to 15.65%!&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CLI went from current&lt;FONT color="#FF0000"&gt; $10k to $17.5k ..&lt;/FONT&gt;....all in SP (I'm on ice).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;DATA &amp;amp; HISTORY------&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- SP&amp;nbsp;on EX, last known score was 681, tons of inq &amp;amp; new&amp;nbsp;accts.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- Nordstrom cardholder since 2006, but that CC was IIB in 08/2013.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 04/2015- Approved for store cc after BK on recon, $500 sl.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 11/2015- CLI to $1k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 01/2016- CLI to $2.5k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 05/2016- CLI to $5k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 10/2016- CLI to $8.5K SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 02/2017- CLI to $10k and upgrade to VISA SIGGY! SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 06/2017- CLI to $17.5k and apr changes from tier 4 to tier 1 (the best they offer) SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;**** just to note, I used my store card a lot, and made purchases on it monthly, even if it was just lunch in their cafe'. When I got upgraded to the Visa, I continued to use my card regularly for Nordstrom purchases and outside Nordstrom as well. I made big one time payments, and PIF before statement cut. My internal history with them may or may not play a part in my Success with them.****&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/27349i64EDE5BBCD12FD02/image-size/large?v=1.0&amp;amp;px=-1" border="0" alt="IMG_7294.JPG" title="IMG_7294.JPG" /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 06 Jun 2017 00:09:44 GMT</pubDate>
    <dc:creator>pizza1</dc:creator>
    <dc:date>2017-06-06T00:09:44Z</dc:date>
    <item>
      <title>Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968265#M492207</link>
      <description>&lt;P&gt;I'm super happy...😊 Ever since I got my store card upgraded to the Visa Siggy, I've been waiting for them to able to lower my APR permanently on my account, and finally today I got good news!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Today, my acct went from Tier 4(worst) with apr at 23.65% on both Nordstrom store purchases and outside Nordstrom purchases, &amp;nbsp;too........&lt;FONT color="#FF0000"&gt;Tier 1(best) with Nordstrom store purchases APR- 11.65% and outside Nordstrom to 15.65%!&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CLI went from current&lt;FONT color="#FF0000"&gt; $10k to $17.5k ..&lt;/FONT&gt;....all in SP (I'm on ice).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;DATA &amp;amp; HISTORY------&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- SP&amp;nbsp;on EX, last known score was 681, tons of inq &amp;amp; new&amp;nbsp;accts.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- Nordstrom cardholder since 2006, but that CC was IIB in 08/2013.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 04/2015- Approved for store cc after BK on recon, $500 sl.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 11/2015- CLI to $1k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 01/2016- CLI to $2.5k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 05/2016- CLI to $5k SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 10/2016- CLI to $8.5K SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 02/2017- CLI to $10k and upgrade to VISA SIGGY! SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- 06/2017- CLI to $17.5k and apr changes from tier 4 to tier 1 (the best they offer) SP&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;**** just to note, I used my store card a lot, and made purchases on it monthly, even if it was just lunch in their cafe'. When I got upgraded to the Visa, I continued to use my card regularly for Nordstrom purchases and outside Nordstrom as well. I made big one time payments, and PIF before statement cut. My internal history with them may or may not play a part in my Success with them.****&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/27349i64EDE5BBCD12FD02/image-size/large?v=1.0&amp;amp;px=-1" border="0" alt="IMG_7294.JPG" title="IMG_7294.JPG" /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 00:09:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968265#M492207</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2017-06-06T00:09:44Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968287#M492210</link>
      <description>&lt;P&gt;Well deserved Pizza! Congrats&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 00:19:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968287#M492210</guid>
      <dc:creator>pipeguy</dc:creator>
      <dc:date>2017-06-06T00:19:46Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968302#M492212</link>
      <description>&lt;P&gt;Nice Congrats Pizza1.&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 00:37:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968302#M492212</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2017-06-06T00:37:07Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968339#M492218</link>
      <description>&lt;P&gt;Congratulations!!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 01:32:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968339#M492218</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-06-06T01:32:16Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968368#M492225</link>
      <description>&lt;P&gt;Congrats 👍 I like Nordstrom but I just HATE TD Bank 😖&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 02:06:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968368#M492225</guid>
      <dc:creator>CYBERSAM</dc:creator>
      <dc:date>2017-06-06T02:06:41Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968426#M492227</link>
      <description>&lt;P&gt;Congrats and well played my friend.&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 03:03:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968426#M492227</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2017-06-06T03:03:27Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968617#M492253</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/452952"&gt;@Shogun&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Congrats and well played my friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Gosh I love seeing your face around here again....youve been missed my friend! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 13:03:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968617#M492253</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2017-06-06T13:03:03Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968618#M492254</link>
      <description>Thank you everyone! Appreciate the kind words&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 06 Jun 2017 13:03:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968618#M492254</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2017-06-06T13:03:28Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968667#M492263</link>
      <description>&lt;P&gt;Time pays all dues, right!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This is awesome and I am super happy for you!!! &amp;nbsp;&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 14:04:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4968667#M492263</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2017-06-06T14:04:28Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969214#M492364</link>
      <description>&lt;P&gt;Congrats Pizza!&amp;nbsp; You're way ahead of me on this card now, I remember when you first got it.&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2017 23:30:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969214#M492364</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2017-06-06T23:30:49Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969427#M492409</link>
      <description>Nicely done Pizza&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 07 Jun 2017 02:25:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969427#M492409</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2017-06-07T02:25:02Z</dc:date>
    </item>
    <item>
      <title>Re: Nordstrom Visa--NICE CLI+ APR reduction</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969593#M492452</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jun 2017 10:45:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Nordstrom-Visa-NICE-CLI-APR-reduction/m-p/4969593#M492452</guid>
      <dc:creator>creditlady43</dc:creator>
      <dc:date>2017-06-07T10:45:24Z</dc:date>
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