topic Re: Walmart pre-approval letter-approved I think? in Credit Card Approvals

Walmart pre-approval letter-approved I think?

Anonymous — Wed, 07 Jun 2017 18:52:28 GMT

Hello all! So, I got a pre approval letter in the mail from Walmart, which sad to admit we shop there a LOT, cause well there aren't too many stores around here to choose from haha. I have NEVER been able to get any love from Synchrony bank at all....like ever! So I with nervous energy decided to bite the bullet and give it a shot, and it says "you are approved, expect card in 7-10 days" but doesn't give me anymore information than that....no this is your CL, nothing....but it says approved....I included a SS just to make sure I wasn't nuts.... I have been working hard on rebuild, I got my utilization down to 30% so far and working hard to get it down even further! These boards and you guys have been a big part of my rebuilding journey! I never knew there were so many good tips and ways to get my credit back up where I never thought I would get it!! Still working on getting to the 700's but I feel like there is finally light at the end of that tunnel! Current scores are Equifax-635, Transunion-639, and Experian-646! I have no late payments on any CC, and my most recent 30 day late was on my truck payment in March of 2015....(missed it by a few days, and they won't take it off) I have two "chargeoff, yet paid" from years ago that I cant get them to remove either, one from Credit One and one from First Premier.....grrrr my BK7 is due to fall off in September, so hopefully my score will jump a little then.... Sorry I am rambling! Above is my SS of my WM app.....am I crazy or did Synch finally show me some love?????

Re: Walmart pre-approval letter-approved I think?

Aduke1122 — Wed, 07 Jun 2017 19:12:46 GMT

Hey my fiancé had the same pre approval for a Wal Mart cc that was sent in the mail about 3 mths ago , he bit the bullet and tried for it and got the same generic message that he was approved but no credit limit info or APR or anything , we had to wait for the card to come in , he got it pretty fast and it was for a 500 SL , congrats to you

Re: Walmart pre-approval letter-approved I think?

Anonymous — Wed, 07 Jun 2017 19:20:28 GMT

Thanks!! Likewise same to your fiancé!
Never thought I would see the day when Synch was willing to give out some love my way hahaha

Re: Walmart pre-approval letter-approved I think?

Aduke1122 — Wed, 07 Jun 2017 19:24:43 GMT

I had the same issues with Synch too , couldn't get any of their cards for a long time then one day once I was around 650 scores I was approved for 700 SL

Re: Walmart pre-approval letter-approved I think?

bigpoppa09 — Thu, 08 Jun 2017 12:22:32 GMT

DW got the same mailer and was instantly approved. If u want to know your credit limit call that 800 number automated system will find your account ask for last 4 of SSN and tell u your limit.

Re: Walmart pre-approval letter-approved I think?

Anonymous — Thu, 08 Jun 2017 13:33:48 GMT

Congrats! I've been wanting to get the Walmart card for awhile but no luck for me. I do have some love from Sync but they never will give me this one or the Amazon card.

Re: Walmart pre-approval letter-approved I think?

CYBERSAM — Thu, 08 Jun 2017 14:31:36 GMT

Congrats. I started with $500 with them 2 years ago and they upgraded me to MC version. I don't want to push the CLI too much on this card because I like to see other Sync cards grow.

Re: Walmart pre-approval letter-approved I think?

sonicchris8 — Thu, 08 Jun 2017 15:59:04 GMT

Looks like they showed you some luv. Congrats!

Re: Walmart pre-approval letter-approved I think?

Anonymous — Thu, 08 Jun 2017 16:00:03 GMT

Congrats!!....I also received the pre approval from Walmart and was so afraid to push submit since a few months back I was denied care credit with them..I said what the hell and hit submit and it said congratulations I was approved and I received the same 7-10 day notice so I called the automated number and was given a $500 limit..it feels awesome to be back in with sync..

Re: Walmart pre-approval letter-approved I think?

CYBERSAM — Thu, 08 Jun 2017 16:18:00 GMT

@Anonymous wrote:
Congrats!!....I also received the pre approval from Walmart and was so afraid to push submit since a few months back I was denied care credit with them..I said what the hell and hit submit and it said congratulations I was approved and I received the same 7-10 day notice so I called the automated number and was given a $500 limit..it feels awesome to be back in with sync..

Awesome, Congrats