topic Re: USAA Limitless Approval !!!! (+ Data Points) in Credit Card Approvals

USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Mon, 19 Jun 2017 15:48:26 GMT

Hope you will find the information helpful (All of you have helped my re-build).

Well, I waited about six months after getting the first USAA Card (Amer Express). After a long re-build that started (7/2015).

Approved for $10,000 (received the E-mail over the weekend with score). The card app is available online in MD.

Bk 7 filing 11/2010 still showing (Discharged 2/2011)

No lates since 11/2010

8 derogatories (hopefully fall off 11/2017)

Pulled Eq (Mort score) 701 (From My Fico 3b - only 701 score)

Past year 3 New accounts

Past year 8 Eq Inq (Refi of Mortgage took five inq)

Income $100k+

Past 2 years (13 new CC) (2 LOC) (2 Car Loans)

Re: USAA Limitless Approval !!!! (+ Data Points)

Anonymous — Mon, 19 Jun 2017 15:49:24 GMT

Good job and congrats!!

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Mon, 19 Jun 2017 15:53:16 GMT

@Yes-its-me

Thanks so much.

It has been a long rebuild. Now I'm really done and I've appreciated all the Myfico information.

Re: USAA Limitless Approval !!!! (+ Data Points)

AverageJoesCredit — Mon, 19 Jun 2017 16:33:13 GMT

Super Sweet Limit.

No limit to positive progress when we do our best

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Mon, 19 Jun 2017 16:50:23 GMT

AverageJoe

Thanks so much for the encouragement. I always appreciated reading your input to others.

Re: USAA Limitless Approval !!!! (+ Data Points)

RockinRay — Tue, 20 Jun 2017 12:24:35 GMT

Congrats on the approval. You will like this card for sure. The rewards stack up real quick!

I just started using mine, and it has become my go to card.

Re: USAA Limitless Approval !!!! (+ Data Points)

Anonymous — Tue, 20 Jun 2017 12:31:24 GMT

Congrats on your USAA approval. Great SL!!

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Wed, 21 Jun 2017 01:44:59 GMT

@RockinRay wrote:
Congrats on the approval. You will like this card for sure. The rewards stack up real quick!

I just started using mine, and it has become my go to card.

Thanks so much RockinRay. I definitely plan on making the Limitless my daily driver.

For me, it is the icing on the cake after all the hard work to re-build my credit for two years.

Do you know if the $1000 direct deposit has to stay in your ck acct for 30-days to get the 2.5%?

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Wed, 21 Jun 2017 01:47:39 GMT

@Anonymous wrote:
Congrats on your USAA approval. Great SL!!

Thank you so much. Yes, the SL was a really nice surprise

Re: USAA Limitless Approval !!!! (+ Data Points)

alvon123 — Wed, 21 Jun 2017 02:27:12 GMT

congrats!!!

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Wed, 21 Jun 2017 03:25:56 GMT

@alvon123 wrote:
congrats!!!

Thanks Alvon.

I remember seeing all of your USAA cards and it really made me want to check out USAA

Wishing you continued credit success!

Re: USAA Limitless Approval !!!! (+ Data Points)

Anonymous — Wed, 21 Jun 2017 03:50:32 GMT

It doesn't have to stay in your checking account. Just one $1,000+ Direct deposit a month keeps you at 2.5%.

Re: USAA Limitless Approval !!!! (+ Data Points)

LDS90 — Wed, 21 Jun 2017 13:36:44 GMT

@Anonymous wrote:
It doesn't have to stay in your checking account. Just one $1,000+ Direct deposit a month keeps you at 2.5%.

Thank you so much for the clarification. I absolutely want to do this correctly. I really appreciate your response.