topic Re: Credit Solutions LOVE. Lowe's CLI in Credit Card Approvals

Credit Solutions LOVE. Lowe's CLI

CFAN — Fri, 23 Jun 2017 17:10:10 GMT

So called Credit Solutions to see about a CLI on my Lowe'scard and boom! 6900 > 10000

I maybe should have asked for more?

Re: Credit Solutions LOVE. Lowe's CLI

Aduke1122 — Fri, 23 Jun 2017 17:44:23 GMT

Hey congrats that's awesome , I have heard it they approved the entire amount and they didn't counter offer then money was left on the table , may I ask what your scores and profile is like plz

Re: Credit Solutions LOVE. Lowe's CLI

Anonymous — Fri, 23 Jun 2017 18:12:34 GMT

@Aduke1122 wrote:
Hey congrats that's awesome , I have heard it they approved the entire amount and they didn't counter offer then money was left on the table , may I ask what your scores and profile is like plz

I can't get a CLI on Lowes....I have 5 other Synch accts, all in good standing but I believe I am at maximum exposure with them credit wise. Cannot get any CLI on any of the cards......used to be easy----guess I am maxed out...they have been real good to me

Re: Credit Solutions LOVE. Lowe's CLI

CFAN — Fri, 23 Jun 2017 18:57:10 GMT

Sure thing.

Current scores on MyFico are EQ 694, TU 718, EX 715. EQ hasn't had my latest updates from cap1 (TU & EX got this morning) where 2 cards with about $1500 each on them were paid off.

Fairly high utilization at 45% overall and was at 96% on Lowes card when they granted CLI.

Re: Credit Solutions LOVE. Lowe's CLI

CFAN — Fri, 23 Jun 2017 18:58:59 GMT

@Aduke1122 wrote:
Hey congrats that's awesome , I have heard it they approved the entire amount and they didn't counter offer then money was left on the table , may I ask what your scores and profile is like plz

Ugh. I thought I might have left some on the table. Oh well. Will wait a few months and go back with better utilization....

Re: Credit Solutions LOVE. Lowe's CLI

Aduke1122 — Fri, 23 Jun 2017 19:54:10 GMT

@meatman I can't get a CLI increase on my Sych accounts either but I only have 3 with them and they are all very new being around 4 mths old now . Seems like some ppl just have it so much easier where CLI are concerned . I was around 670s the last time I tried and was denied

Re: Credit Solutions LOVE. Lowe's CLI

Anonymous — Fri, 23 Jun 2017 20:12:36 GMT

@Aduke1122 wrote:
@Anonymous I can't get a CLI increase on my Sych accounts either but I only have 3 with them and they are all very new being around 4 mths old now . Seems like some ppl just have it so much easier where CLI are concerned . I was around 670s the last time I tried and was denied

I have walmart 6k....Amazon 5k.....Meineke 5k......Value city and another furniture card both 4500....ToysRus...1800....Lowes 500......All but Toys and Lowes gave great CLI at first, Most wewre at 1k SL....I think i am maxed

Re: Credit Solutions LOVE. Lowe's CLI

Anonymous — Fri, 23 Jun 2017 22:29:47 GMT

I have $25k Lowes, $10k Sam's Club and $10k EBates. Got denied on the last two when asking for CLI. Have never called Credit Solutions. Was all from the luv button. I'm happy with my limits and have no idea why I tried for more. It was just too easy.

Re: Credit Solutions LOVE. Lowe's CLI

805orbust — Sat, 24 Jun 2017 13:23:46 GMT

Fyi, with Synchrony I have seen that the increases really start to flow once you're over 700. Don't sweat what's left on the table. IMHO the order of the day with them is to be conservative. I actually like my 3 Synchrony cards and want NO blue envelope drama... nicey-nice.

Re: Credit Solutions LOVE. Lowe's CLI

9CLINE — Sat, 24 Jun 2017 15:09:00 GMT