topic Re: How? BoA Card #2 in Credit Card Approvals

How? BoA Card #2

cmm89 — Wed, 05 Jul 2017 02:53:19 GMT

LOVE BOA.

Looked thru the forums and noticed that if you get a decent SL with your first card, BoA generally likes you. I have a solid relationship with them in being my primary CHK, SAV, and an IRA of nearly $150K from my father managed by ML. I figured while I'm on this roll, go for everything. TW I get approved for 3700 immediately --- a few days ago CLI to $10K. I figure, why not?? Apply for BOA Cash Rewards b/c of Platinum Honors status....... BOOM! Approved 3700 immediately; no INQs whatsoever (YET!). And I pay for MyFICO, CCT, and get alerts thru Experian, CK (I know, of course not FICO), etc.

Scores below, but other than that:

Inc: $60,000 with newer raise, will likely be higher

Rent: $500 thru my buddy per month,

My ultimate goal is the Merrill +.... looks like they used the same report from my CLI for the Cash Rewards. Do I go for Merrill Visa + thru my advisor tomorrow? ML/BOA is what I want to run almost all of my spend thru.

Thanks in advance.

Re: How? BoA Card #2

Anonymous — Wed, 05 Jul 2017 05:20:21 GMT

Congrats on your new card!

Re: How? BoA Card #2

Anonymous — Wed, 05 Jul 2017 12:08:17 GMT

Congrats on your BoA approval

Re: How? BoA Card #2

AverageJoesCredit — Wed, 05 Jul 2017 12:21:41 GMT

Congrats

Lol, if you have assets with them they likey

When i reconned my last cli request, lets just say what i had in the bank at the moment didnt sway the decision in my favor

Re: How? BoA Card #2

cmm89 — Wed, 05 Jul 2017 12:42:47 GMT

Thanks for all the congrats, all!

Do you think I should piggy back on this and go for the Merrill + VS?

Re: How? BoA Card #2

Anonymous — Wed, 05 Jul 2017 13:39:11 GMT

Congratulations!

Re: How? BoA Card #2

cmm89 — Thu, 06 Jul 2017 13:43:25 GMT

More love from BoA on the new Cash Rewards.... I saw the CLI button on the new card (before even receiving it) after having had the BoA TW for only a little over a month and going from $3.7K to $10K. I hit it, hard pull TU (CK notified me), then a review message with no immediate offer. Then got very sad . I check 5 minutes later and they upped my CL from $3.7K to 5K. Not a huge bump, but I'll take it!

Man, I need to learn how to garden

Re: How? BoA Card #2

AverageJoesCredit — Thu, 06 Jul 2017 15:13:53 GMT

Lol, gardening is hard especially with gardners 76ing and odd_dogs a roaming around

Re: How? BoA Card #2

cmm89 — Thu, 06 Jul 2017 15:41:10 GMT

Always making people feel better about themselves, AJC... thanks

I'm actually going into the Garden now, though. I need to.