topic Re: NFCU Spectacular! in Credit Card Approvals

NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 07:04:28 GMT

One year anniversary clocks in. Trip the CLI switch to MAX, Presto! Instant $10K CLI!

From $15K to $25K

They also have my EQ FICO 9 Score soaring through the roof at but 9 points from 800!

I never seen it that high before. Also they lowered the APR from 18% to 11% in a single swing.

This is one determined CU that is amazing!

Re: NFCU Spectacular!

JoeLuvsHisCredit — Fri, 21 Jul 2017 14:26:36 GMT

Congrats Did you ask them to lower your APR? or was it auto?

Thank you

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 15:12:30 GMT

@JoeLuvsHisCredit wrote:
Congrats Did you ask them to lower your APR? or was it auto?
Thank you

It was by personal request and then approved.

Hope that helps.

Re: NFCU Spectacular!

JoeLuvsHisCredit — Fri, 21 Jul 2017 15:19:38 GMT

@CreditMagic7 wrote:
@JoeLuvsHisCredit wrote:
Congrats Did you ask them to lower your APR? or was it auto?
Thank you
It was by personal request and then approved.

Hope that helps.

yes that helped Did you call or chat and did you do the cli at the same time? 1 HP? Sorry for the questions

Thank you I am new to navyfed

Re: NFCU Spectacular!

Anonymous — Fri, 21 Jul 2017 15:21:50 GMT

KABOOM!!! Congratulations!!...

Re: NFCU Spectacular!

xiownthisplacex — Fri, 21 Jul 2017 15:22:19 GMT

Nice congrats! NFCU seems to be very generous lately

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 15:38:42 GMT

As mentioned in the first post above the CLI went through the account page. Max is one of the options when submitting that.

And the APR Reduction was personal request over landline.

Hope that helps clarify a little better for you.

Re: NFCU Spectacular!

JoeLuvsHisCredit — Fri, 21 Jul 2017 15:52:16 GMT

Thank you

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 15:54:54 GMT

@Anonymous wrote:
KABOOM!!! Congratulations!!...

Thanks doinit1.

Am not surprised at how well they do for many members in this forum.

It just took some time to get some age on the thing in order for things to move up.

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 15:57:02 GMT

@xiownthisplacex wrote:
Nice congrats! NFCU seems to be very generous lately

Thank You xiownthisplacex.

I don't keep up much with their trends on the forum like most but will agree they seem to do quite well.

Re: NFCU Spectacular!

AverageJoesCredit — Fri, 21 Jul 2017 16:17:05 GMT

Cm7, well done my friend.Thats a great way to celebrste 1 year with Navy Cant wait for mine

By the by, what in the name of all that sails the high seas is a landline?

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 16:21:46 GMT

@AverageJoesCredit wrote:
Cm7, well done my friend.Thats a great way to celebrste 1 year with Navy Cant wait for mine

By the by, what in the name of all that sails the high seas is a landline?

Thanks.

Landline is commonly referred to as a home telephone.

I realize in today's wireless culture that might cause some confusion.

Re: NFCU Spectacular!

Khalifa_Jayy — Fri, 21 Jul 2017 17:20:40 GMT

Congrats! Major moves!

Re: NFCU Spectacular!

Anonymous — Fri, 21 Jul 2017 18:04:40 GMT

Congrats CM

Re: NFCU Spectacular!

Anonymous — Fri, 21 Jul 2017 19:17:24 GMT

Congrats CM on the nice 10k bump and the substantial decrease in apr!

Re: NFCU Spectacular!

pizza1 — Fri, 21 Jul 2017 20:43:02 GMT

Love it!! Nice job CM7, congrats to you and enjoy!

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 21:02:51 GMT

@Anonymous wrote:
Congrats CM on the nice 10k bump and the substantial decrease in apr!

Thanks so much and thank you to NFCU for showing some real metal.

If they continue to be this straightforward and strong (and nothing is proved any different so far) to member cardholders, then CU's like this might just take front and center permanently in this portfolio.

Some are focusing and turning more to lenders that provide a REASONABLE apr rate just like this.

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 21:07:32 GMT

@pizza1 wrote:
Love it!! Nice job CM7, congrats to you and enjoy!

Thank You pizza.

Oh and don't you worry. On this end will do more than just enjoy.

I think it's high time to rethink which lenders are more appreciatable to you and those that need to take a hike.

Re: NFCU Spectacular!

CreditMagic7 — Fri, 21 Jul 2017 21:19:47 GMT

@Khalifa_Jayy wrote:
Congrats! Major moves!

You can say that again. Top notch CU without a doubt.

Thank You. May you also enjoy equal success and more going along the road to a newer profile.

Re: NFCU Spectacular!

Total80sKid — Fri, 21 Jul 2017 21:38:13 GMT

Fantastic!

Congrats on the amazing increase!!