topic Re: thought I was Blacklisted by Chase forever in Credit Card Approvals

thought I was Blacklisted by Chase forever

ndjim75 — Sat, 29 Jul 2017 03:15:35 GMT

I had some old paid judgements with Chase and wasn't sure if I would ever get back in with them. I couldnt go for the Chase cards I would really like because of 5/24.

Decided to apply for the Hyatt. Approved with a 27k SL. (40k bonus offer) Decided to try for IHG on same Pull and 80k offer. Approved for 27k SL. I am shocked, but elated to be back in with chase. Now if i can quit apping for awhile, maybe I can actuall get some chase cards I really need,(CSR and Southwest)

Re: thought I was Blacklisted by Chase forever

JoeLuvsHisCredit — Sat, 29 Jul 2017 03:26:06 GMT

WOW

Congrats

Re: thought I was Blacklisted by Chase forever

Anonymous — Sat, 29 Jul 2017 04:10:39 GMT

Awesome! Congrats!

Re: thought I was Blacklisted by Chase forever

shoegal — Sat, 29 Jul 2017 04:39:09 GMT

Congrats! Those are two awesome starting limits.

Re: thought I was Blacklisted by Chase forever

mitchblue — Sat, 29 Jul 2017 10:15:19 GMT

Those are nice starting CL..

Re: thought I was Blacklisted by Chase forever

Anonymous — Sat, 29 Jul 2017 13:21:04 GMT

Congrats! How old were your paid judgments with Chase? I was recently approved for $14K on the Ritz card and IIB Chase way back in 2006. Their memory doesn't last forever.

Re: thought I was Blacklisted by Chase forever

Anonymous — Sat, 29 Jul 2017 14:12:57 GMT

@ndjim75 wrote:
I had some old paid judgements with Chase and wasn't sure if I would ever get back in with them. I couldnt go for the Chase cards I would really like because of 5/24.
Decided to apply for the Hyatt. Approved with a 27k SL. (40k bonus offer) Decided to try for IHG on same Pull and 80k offer. Approved for 27k SL. I am shocked, but elated to be back in with chase. Now if i can quit apping for awhile, maybe I can actuall get some chase cards I really need,(CSR and Southwest)

That is outstanding.

I have a similar situation, I have two old Chase chargeoffs from 2011 that I paid in 2015. I have always read it takes a very long time to get back in even when the old accounts are repaid. Im curious as to how long ago were those judgements and what do your scores look like now.

Re: thought I was Blacklisted by Chase forever

ndjim75 — Sat, 29 Jul 2017 16:29:46 GMT

the charge offs were from 2009. collection agency filed suits and got judgements which were paid and settled in 2012.

current fico scores are EQ 720 EX 729 and TU 730.

Re: thought I was Blacklisted by Chase forever

CreditInspired — Sat, 29 Jul 2017 17:46:35 GMT

Good for you ndjim for taking the chance and pulling the trigger. A big congratulations to you on huge SLs. Yep, that is a WOW moment -- 2 in fact.