topic Re: Pen Fed Approval in Credit Card Approvals

Pen Fed Approval

olivegirl — Fri, 04 Aug 2017 20:25:06 GMT

Woo-Hoo.....Approved for Pen Fed Promise Visa....Excited!!! Initially denied, called to recon, then approved. Thanks for all of the great advice MyFico forum fam! Have a great weekend!!!

Re: Pen Fed Approval

Anonymous — Fri, 04 Aug 2017 20:29:35 GMT

Data points please? I've been trying to get this card as well

Re: Pen Fed Approval

olivegirl — Fri, 04 Aug 2017 20:48:48 GMT

The EQ score is 674 on their site- BK 2012/DCH 2013- approved- $2500. Hope this helps

Re: Pen Fed Approval

mcp3ak — Sat, 05 Aug 2017 03:10:29 GMT

When you call for a recon what do you say?

Re: Pen Fed Approval

Anonymous — Sat, 05 Aug 2017 03:35:33 GMT

I was wondering also. Was denied, recon via email then just told I'm still denied but I could recon AGAIN if I wanted to. 😒

Re: Pen Fed Approval

Total80sKid — Sat, 05 Aug 2017 06:33:51 GMT

Loving PenFed

Congrats!

Re: Pen Fed Approval

Anonymous — Sat, 05 Aug 2017 07:19:42 GMT

What beaurea did they pull?

Re: Pen Fed Approval

Anonymous — Sat, 05 Aug 2017 13:37:16 GMT

SWEET! Congratulations!!....

Re: Pen Fed Approval

Anonymous — Sat, 05 Aug 2017 13:50:52 GMT

Congrats!

Re: Pen Fed Approval

olivegirl — Sat, 05 Aug 2017 15:51:16 GMT

I just politely requested a reconsidertion. I have really worked hard, pay my bills on time and do not abuse my credit limits...I was placed on hold, and the rep returned to the phone with an approval. The rep even agreed that my report showed that I was doing really well managing my credit.

Re: Pen Fed Approval

olivegirl — Sat, 05 Aug 2017 15:48:26 GMT

They pulled EQ

Re: Pen Fed Approval

olivegirl — Sat, 05 Aug 2017 15:50:18 GMT

Call in. also wait for the survey.

Re: Pen Fed Approval

AverageJoesCredit — Sat, 05 Aug 2017 16:44:21 GMT

Congrats on getting a PF card

Re: Pen Fed Approval

Sandman771 — Sat, 05 Aug 2017 16:56:22 GMT

Great job on the approval. I'm looking forward to one day getting this one, but then again the NFCU AMEX is intriguing also. PenFed being as conservative as they are i'm still at least 50 points if not more away from qualifying. But it is a journey not a trip around the block. Again congrats!

Re: Pen Fed Approval

JustBPatient — Sat, 05 Aug 2017 21:45:13 GMT

Well done!

Re: Pen Fed Approval

Anonymous — Sat, 05 Aug 2017 22:53:43 GMT

@olivegirl wrote:
Call in. also wait for the survey.

I will call Monday. Thought it was weird to tell me I could apply for another reconsideration after I had just completed one. Never gotten a survey...le sigh.