topic Re: Approved Synchrony Conns store card in Credit Card Approvals

Approved Synchrony Conns store card

Anonymous — Sun, 27 Aug 2017 15:27:09 GMT

So, our dishwasher crapped out and we had previously purchase a few items at Conns in the past with their in store credit. I applied 2 weeks ago for a lowes card and was declined. Went to Conns today to purchase the dishwasher and applied for their Card and was approved for 2,000. I guess I am confused if both Conns and Lowes are through Synchrony, why was I declined for one but approved for the other?

Re: Approved Synchrony Conns store card

AverageJoesCredit — Sun, 27 Aug 2017 16:30:15 GMT

Each store has its own underwriting. Just because one store approves doesnt mean other stores backed by same bank will do the same. Congrats on your approval

Re: Approved Synchrony Conns store card

Anonymous — Mon, 28 Aug 2017 06:53:43 GMT

Congrats! Also I have to agree that just because you get approved for one Sync card doesn't mean you would get approved for another at the other store.

I got denied for a Lowe's card back in January and also a Rooms To Go account. I waited over 6 months and applied for both and got approved along with Mattress Firm as well.

It's crazy how Sync does their stuff from time to time. But just be happy with the approval cause it'll probably grow as long as you use it.