topic Re: Citi Diamond Preferred CLI in Credit Card Approvals

Citi Diamond Preferred CLI

K-in-Boston — Wed, 06 Sep 2017 00:36:56 GMT

Feeling inspired by my wife's $20k Amex CLI I decided to spin the roulette wheel myself tonight. No go on Discover it card (last CLI for me was mid-March) but I did just get $3500 of soft pull luv from Citi on my Diamond Preferred Card. I know they've pulled a more recent EQ 08 Bankcard score on me, but I can't see it yet. Current vanilla EQ08 is 746 and util at about 23% on reports. Not too bad for 2 SPs on what began as a smaller $5600 card a little over 9 months ago. As long as it continues to grow, I can deal with Citi being slow and steady with CLIs as long as the CLIs keep coming. Still planning to PC to Dividend when the time comes.

Re: Citi Diamond Preferred CLI

AverageJoesCredit — Wed, 06 Sep 2017 00:48:46 GMT

Congrats K and big congrats to DW.

Re: Citi Diamond Preferred CLI

bigpoppa09 — Wed, 06 Sep 2017 01:10:18 GMT

Congrats K is your EQ Report clean?

Re: Citi Diamond Preferred CLI

K-in-Boston — Wed, 06 Sep 2017 01:38:35 GMT

Thank you, sirs. Yes, all of my reports have always been spotless, just held down for many years by high utilization. I fell into a bad crowd here at myFICO and have a lot of new accounts, so now I'm remanded to custody in the garden.

Re: Citi Diamond Preferred CLI

Total80sKid — Wed, 06 Sep 2017 05:58:37 GMT

Congrats, Big K!

Re: Citi Diamond Preferred CLI

Anonymous — Wed, 06 Sep 2017 11:44:23 GMT

Congrats on the CLI

Re: Citi Diamond Preferred CLI

Anonymous — Wed, 06 Sep 2017 22:07:01 GMT

Congrats on the progress in the short amount of time.

Is CLI request always soft pull with CITI cards ?

Re: Citi Diamond Preferred CLI

Anonymous — Wed, 06 Sep 2017 22:15:48 GMT

Congrats to you and the wife!!

Re: Citi Diamond Preferred CLI

Anonymous — Wed, 06 Sep 2017 22:18:09 GMT

Congrats K-in-Boston. 🎉🎊🍾🎈🐬

Re: Citi Diamond Preferred CLI

K-in-Boston — Wed, 06 Sep 2017 23:31:52 GMT

@Anonymous wrote:
Congrats on the progress in the short amount of time.

Is CLI request always soft pull with CITI cards ?

Thank you. When you go to the Increase Credit Line screen, pay attention to the wording. If it specifically says "a credit bureau report will not be requested" it is a SP. If not, it is a HP. After receiving a SP increase, there is an option to request more and that is certainly a HP if you do. Also, with Citi you must wait 6 months between CLIs, although you do not need to have the account open that long before receiving your first CLI. Hope that helps!

Re: Citi Diamond Preferred CLI

pizza1 — Thu, 07 Sep 2017 02:19:58 GMT

SP with Citi is awesome!! Congrats to you K!!