topic Re: Oh My, My Fifth Third Bank How Could You!!! in Credit Card Approvals

Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 16:27:39 GMT

Oh My, My Fifth Third Bank I Like It!!!

I received a mailer from Fifth Third Bank two weeks ago it said you are pre-approved accept your card today, when I receive these from lenders I just throw them away. I have always acquired cards based on their cash back rewards and how that fits into my spending and the cards I currently have however, when I got this offer I just could not bring myself to throw it away.

I applied for the card did it on my phone it gave me the message “Thank you for applying blah, blah, blah,” I thought maybe I would receive an email the same day but did not. The following day I called and they told me I was approved for $20, 000.00 at 14.99% APR they pulled TransUnion. The card does not improve the cash back percentage in any spend category but a no annual fee card with a $450.00 sign up bonus was more temptation than I could bare. I think most data points are in my signature but if need any additional information just ask.

Re: Oh My, My Fifth Third Bank How Could You!!!

LadyJEsq — Fri, 08 Sep 2017 16:48:57 GMT

That's a ridiculous bonus requirement too! A mere $1,000 (or $1,500 it's a little blurry). Apparently they started with $350 some time in May, according to DoC, guess they didn't get enough takers, so they upped the ante. I'd jump on that too, especially since I could use a good restaurant CC.

Re: Oh My, My Fifth Third Bank How Could You!!!

CreditMagic7 — Fri, 08 Sep 2017 16:55:19 GMT

If this is no typo, and i think i read it right, $20K is by far and away the highest approval for any Fifth Third credit cards i know that i ever read of from a single approval. The APR is equally impressive because all i ever seen was in the 16-18% range so maybe things are ramping up from their end.

Big Congratulations!

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 17:50:30 GMT

@LadyJEsq wrote:
That's a ridiculous bonus requirement too! A mere $1,000 (or $1,500 it's a little blurry). Apparently they started with $350 some time in May, according to DoC, guess they didn't get enough takers, so they upped the ante. I'd jump on that too, especially since I could use a good restaurant CC.

I have seen $200.00 before from Fifth Third but when I got this mailer I just couldn't pass it up and the spend is $1,500.00.

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 17:54:13 GMT

@CreditMagic7 wrote:
If this is no typo, and i think i read it right, $20K is by far and away the highest approval for any Fifth Third credit cards i know that i ever read of from a single approval. The APR is equally impressive because all i ever seen was in the 16-18% range so maybe things are ramping up from their end.

Big Congratulations!

Yes the limit is $20K it was more than I had anticipated based on others experiences and my not having a previous card or relationship with them.

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 18:08:43 GMT

Ahhh! I told myself I won't apply for any new credit card's for a year or so but if I got this offer I would definately have to... unfortunately I just checked their webpage and the offer I have is for a mere $100..... wish they would send me the same offer you got...

Congrats on the approval!

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 18:15:50 GMT

Thanks Semo as I said I have gotten other mailers from them for less so maybe they will send one your way.

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 18:38:57 GMT

I've never recieved a mailer from them.. in fact the only mailer's I have ever gotten are from Barclays.. guess no one likes me? lol

Re: Oh My, My Fifth Third Bank How Could You!!!

CreditMagic7 — Fri, 08 Sep 2017 19:14:44 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
If this is no typo, and i think i read it right, $20K is by far and away the highest approval for any Fifth Third credit cards i know that i ever read of from a single approval. The APR is equally impressive because all i ever seen was in the 16-18% range so maybe things are ramping up from their end.

Big Congratulations!
Yes the limit is $20K it was more than I had anticipated based on others experiences and my not having a previous card or relationship with them.

Thanks for confirming that.

You did well with going for this one and at this time too. NICE

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 19:28:45 GMT

**bleep**, Super congrats to you!!!

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 19:44:11 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
If this is no typo, and i think i read it right, $20K is by far and away the highest approval for any Fifth Third credit cards i know that i ever read of from a single approval. The APR is equally impressive because all i ever seen was in the 16-18% range so maybe things are ramping up from their end.

Big Congratulations!
Yes the limit is $20K it was more than I had anticipated based on others experiences and my not having a previous card or relationship with them.
Thanks for confirming that.

You did well with going for this one and at this time too. NICE

Thanks CreditMagic the 3% cash back on restaurants allows me to PC my NFCU GoRewards to the Platinum for a lower interest card should I ever carry a balance.

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 19:45:41 GMT

Thank you Scott 2696.

Re: Oh My, My Fifth Third Bank How Could You!!!

12njoy — Fri, 08 Sep 2017 19:48:29 GMT

Congrats, as CM7 said, the highest starting limit I've seen from 5/3

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 20:46:57 GMT

Thank you 12njoy it really felt strange applying for this card I have never chased a sign up bonus before.

PS I will never approach you overall availabel credit your's is truely legendary.

Re: Oh My, My Fifth Third Bank How Could You!!!

CreditMagic7 — Fri, 08 Sep 2017 20:51:25 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
If this is no typo, and i think i read it right, $20K is by far and away the highest approval for any Fifth Third credit cards i know that i ever read of from a single approval. The APR is equally impressive because all i ever seen was in the 16-18% range so maybe things are ramping up from their end.

Big Congratulations!
Yes the limit is $20K it was more than I had anticipated based on others experiences and my not having a previous card or relationship with them.
Thanks for confirming that.

You did well with going for this one and at this time too. NICE
Thanks CreditMagic the 3% cash back on restaurants allows me to PC my NFCU GoRewards to the Platinum for a lower interest card should I ever carry a balance.

It's exactly what i ended up doing and in the same week after they turned down my app for the same card.

My APR was only just lowered too from 18 to 11% and when i did the PC it dropped yet again with the Platinum to my lowest of all my cards so far at 8+%.

With that i'm finally using the NFCU card now as a daily driver where before very rarely and likely why i couldn't squeeze out a 2nd card with them yet.

Re: Oh My, My Fifth Third Bank How Could You!!!

12njoy — Fri, 08 Sep 2017 20:54:02 GMT

@Anonymous wrote:
Thank you 12njoy it really felt strange applying for this card I have never chased a sign up bonus before.
PS I will never approach you overall availabel credit your's is truely legendary.

Thank you. This approval you have is huge. Dont sell yourself short. This is simply amazing.

Re: Oh My, My Fifth Third Bank How Could You!!!

DeeBee78 — Fri, 08 Sep 2017 22:02:52 GMT

Congrats on the approval! That's one of the highest signup bonuses I've seen on a no-AF rewards card!

Re: Oh My, My Fifth Third Bank How Could You!!!

Anonymous — Fri, 08 Sep 2017 22:12:00 GMT

@DeeBee78 wrote:
Congrats on the approval! That's one of the highest signup bonuses I've seen on a no-AF rewards card!

It is the biggest I've seen as well it is the reason I applied for the card

Re: Oh My, My Fifth Third Bank How Could You!!!

CreditInspired — Fri, 08 Sep 2017 22:53:35 GMT

Wow, a huge congratulations to you. I just can't get over the $1,500 spend for a $450 bonus. That is practically unheard of!!!! Yep, I would have jumped on that in a heartbeat too.

Again, congratulations.

Re: Oh My, My Fifth Third Bank How Could You!!!

AverageJoesCredit — Sat, 09 Sep 2017 03:43:41 GMT

Congrats tel12, i dont chase bonuses and even i would pull out my seedling from the garden for a $450 bonus Good job in knowing a good thing when you see it