topic Re: Sam's Club MC Approval w/ Data Points in Credit Card Approvals

Sam's Club MC Approval w/ Data Points

Anonymous — Tue, 05 Dec 2017 23:30:03 GMT

Applied last night and was instructed to call within 48 hours. I called and answered like two questions and was approved for $1k. I want to close my eBay card and just ask for CLI on this one.

Data Points

Transunion: 731

Income: mid $50k

SL: $1000

Lots of inquiries and new accounts

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 00:07:28 GMT

Sweet 🎊🍾🎈🎉. With that TU. Chat them up. You should have no problem getting that CL to a more usable number. Congrats.

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 00:09:25 GMT

Congrats! Just curious....Is there something specific about the eBay card you don't like?

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 00:21:24 GMT

Each point is less than a cent. 6000 points = $50. I get better value using other cards.

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 00:31:47 GMT

interesting. Thanks!

Re: Sam's Club MC Approval w/ Data Points

AverageJoesCredit — Wed, 06 Dec 2017 02:22:04 GMT

Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 02:42:25 GMT

@AverageJoesCredit wrote:
Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

I called and spoke to a CSR. I was declined for CLI. I will need to wait for the letter lol

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 03:00:09 GMT

Congrats on your Sam's Club MC. Mine is green. The new accounts are why you got a low SL. You're lucky it's Synchrony and will grow quick. You should probably garden for a while unless you want a bunch of low limit cards.

Mine was an instant approval in store for $5,000. Now it's at $10,000. I refuse to ask for more. A $5 rotisserie chicken and a tank of gas occassionally is what mine gets used for. You really have to be aware of what's a deal and what's not really a deal at Sams. I live close to a dozen grocery stores so I don't really need to stock up on bulk items.

Re: Sam's Club MC Approval w/ Data Points

woodyman100 — Wed, 06 Dec 2017 03:31:41 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

I called and spoke to a CSR. I was declined for CLI. I will need to wait for the letter lol

Let 2 statements cut and then hit the button if it shows

Re: Sam's Club MC Approval w/ Data Points

Anonymous — Wed, 06 Dec 2017 21:21:58 GMT

You can get that SL up pretty quickly. Big limits get more big limits. Stay away from the little cards.