topic Re: BOA I want to marry you!!! :) in Credit Card Approvals

BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 16:24:08 GMT

So I posted yesterday for BOA SP CLI to 8000 from my low 2000 CL. This morning when I logged in, it showed that I am pre-approved for a 3.9% Balance Transfer Offer, so I decided to call the Credit Anaylst number posted on the backdoor numbers thread here. A very courteous gentleman attended the call and confirmed the Balance Transfer offer, I asked him once I do the BT my utilization would take a hit on this account, he said we can request a CLI but this time it's going to be a hardpull but if denied he can request a special consideration for my banking relationships....

Asked me the same mumbo-jumbo for income, alimony etc etc.. hit submit and BAMMMMMMMMM!!!!!!!!!!!!!!! new CL is 15000. I don't mind a HP for this at all.

Re: BOA I want to marry you!!! :)

Anonymous — Tue, 07 Jan 2014 16:29:16 GMT

I wouldn't mind it either! Congratulations, that is one heck of an increase in such a short time! 2k-15k in basically 2 days?

Re: BOA I want to marry you!!! :)

Kenny — Tue, 07 Jan 2014 16:36:04 GMT

Lovely!! I'd take a HP for basically 13k addition to the line!

Great job!

Re: BOA I want to marry you!!! :)

coldnmn — Tue, 07 Jan 2014 16:30:37 GMT

Wow! Congrats! Thanks for sharing.

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 16:33:00 GMT

Thanks folks :-)

Happy Happy Dance once again. Chase and Citi were known to credit your banking relationships, BOA is doing real GOOD for me.

Re: BOA I want to marry you!!! :)

baller4life — Tue, 07 Jan 2014 16:34:29 GMT

Holy moly that's incredible!! Bofa ROCKS!!

Re: BOA I want to marry you!!! :)

Anonymous — Tue, 07 Jan 2014 16:37:15 GMT

Yiiiiiip!!! I would have to say that a $13,000 CLI is pretty nifty stuff! Congratulations -

Re: BOA I want to marry you!!! :)

myjourney — Tue, 07 Jan 2014 16:45:27 GMT

Congrats what day is the wedding

Re: BOA I want to marry you!!! :)

FinStar — Tue, 07 Jan 2014 16:48:55 GMT

Congrats on the nuptials!

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 16:51:17 GMT

Lol... You all are invited

Re: BOA I want to marry you!!! :)

injustifiiable — Tue, 07 Jan 2014 16:56:04 GMT

Do you actually have to do the BT to keep the CL where it is???

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 16:59:36 GMT

Not sure, he didnt say I can only grant 15K if you do a BT. He processed the BT offer, did a product change and ordered CHIP cards.

Re: BOA I want to marry you!!! :)

MsLadyRover — Tue, 07 Jan 2014 18:24:00 GMT

That's awesome!! Congrats!!!

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 18:32:14 GMT

Thanks LadyRover

Re: BOA I want to marry you!!! :)

TravellingNomad — Tue, 07 Jan 2014 18:42:32 GMT

awsome cli! i'd take a hp for that amount all day long too!

yeah im liking BOA right off the starting block too. they approved DW and i for the non-siggy version of alaska airlines card. called backdoor number 2 separate times to cli each card for the minimum of $5k and upgrade to siggy. less than 2 minutes after each submitted request, disclosures were read regarding the switch and how it can take 4-6 weeks. not sure how the wife would feel about making the same proposition to them as you did though

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 18:52:14 GMT

@TravellingNomad wrote:
awsome cli! i'd take a hp for that amount all day long too!

yeah im liking BOA right off the starting block too. they approved DW and i for the non-siggy version of alaska airlines card. called backdoor number 2 separate times to cli each card for the minimum of $5k and upgrade to siggy. less than 2 minutes after each submitted request, disclosures were read regarding the switch and how it can take 4-6 weeks. not sure how the wife would feel about making the same proposition to them as you did though

You better not!!!!!!!!!!!!!!! Lol

I am still single Lol.. Now I am thinking, maybe I should have asked for 20K and let system counter it. Greed Greed!!!! I know

Re: BOA I want to marry you!!! :)

alvon123 — Tue, 07 Jan 2014 21:15:57 GMT

WOW!!! Great job!!! congrats

Re: BOA I want to marry you!!! :)

ibmrad7 — Tue, 07 Jan 2014 21:24:29 GMT

Thanks alvon

Re: BOA I want to marry you!!! :)

efranklin23 — Tue, 07 Jan 2014 23:01:33 GMT

@ibmrad7 wrote:
So I posted yesterday for BOA SP CLI to 8000 from my low 2000 CL. This morning when I logged in, it showed that I am pre-approved for a 3.9% Balance Transfer Offer, so I decided to call the Credit Anaylst number posted on the backdoor numbers thread here. A very courteous gentleman attended the call and confirmed the Balance Transfer offer, I asked him once I do the BT my utilization would take a hit on this account, he said we can request a CLI but this time it's going to be a hardpull but if denied he can request a special consideration for my banking relationships....
Asked me the same mumbo-jumbo for income, alimony etc etc.. hit submit and BAMMMMMMMMM!!!!!!!!!!!!!!! new CL is 15000. I don't mind a HP for this at all.

NICE!!!!

Re: BOA I want to marry you!!! :)

ibmrad7 — Wed, 08 Jan 2014 00:42:48 GMT

Thanks eFranklin..

Boa already reported new limit to CR.