topic NFCU - 33K without POI in Credit Card Approvals

NFCU - 33K without POI

nrm — Fri, 22 Dec 2017 20:53:24 GMT

I requested 10K CLI on my Cash Rewards card yesterday evening, a message returned said they will respond within 24 hours. I logged into my account today and noticed my limt went from 25K to 33K. No notice, no email, no SM, no docs requested whatsoever from NFCU.

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This is my last credit card involved activity in 2017, in regard of applying for a new card, requesting for CLI. I'll help you with your flowers AJC.

Re: NFCU - 33K without POI

simplynoir — Fri, 22 Dec 2017 21:06:57 GMT

Congratulations there!

Re: NFCU - 33K without POI

Anonymous — Fri, 22 Dec 2017 21:28:09 GMT

Sweet!!!

Re: NFCU - 33K without POI

AverageJoesCredit — Fri, 22 Dec 2017 23:15:56 GMT

Haha, much appreciated NRM. Flowers need lots of tlc anf 33k will surely do it

Congrats

Re: NFCU - 33K without POI

Shawndoe79 — Sat, 23 Dec 2017 00:08:07 GMT

Congrats, nice xmas gift

Re: NFCU - 33K without POI

CreditMagic7 — Sat, 23 Dec 2017 00:15:43 GMT

Mighty nice holiday gift courtesy NFCU as always!

Congratulations!

Re: NFCU - 33K without POI

Anonymous — Sat, 23 Dec 2017 01:22:36 GMT

Congrats! Nice gift. Happy Holidays!

Re: NFCU - 33K without POI

Anonymous — Sat, 23 Dec 2017 01:22:43 GMT

Congrats! Do you use Navy for your primary banking?

Re: NFCU - 33K without POI

Adkins — Sat, 23 Dec 2017 04:23:36 GMT

Congratulations! Great CLI!

Re: NFCU - 33K without POI

nrm — Sat, 23 Dec 2017 07:22:02 GMT

@Anonymous wrote:
Congrats! Do you use Navy for your primary banking?

Not really. But I do move some funds in and out occasionally.

Re: NFCU - 33K without POI

CreditInspired — Sat, 23 Dec 2017 14:36:17 GMT

@nrm wrote:
I requested 10K CLI on my Cash Rewards card yesterday evening, a message returned said they will respond within 24 hours. I logged into my account today and noticed my limt went from 25K to 33K. No notice, no email, no SM, no docs requested whatsoever from NFCU.

Untitled.png

This is my last credit card involved activity in 2017, in regard of applying for a new card, requesting for CLI. I'll help you with your flowers AJC.

Congratulations!!! That's sweet -- a nice holiday present to self.

And yep, that's how NFCU rolls -- no notice. Just sign on to your account and WHAM, it's there.

Re: NFCU - 33K without POI

kugel — Tue, 26 Dec 2017 20:45:40 GMT

Congrats
What income did u list ?
And how long u have that card ?

Re: NFCU - 33K without POI

iluvnola — Wed, 27 Dec 2017 04:08:12 GMT

Congrats!

Re: NFCU - 33K without POI

nrm — Wed, 27 Dec 2017 09:54:48 GMT

@kugel wrote:
Congrats
What income did u list ?
And how long u have that card ?

Data points:

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Santa-visited-me-early-today/m-p/5116965#M519148

And I have had the card for just about one and a half year. To your surprise, I almost closed the account with NFCU just because of this card.

Re: NFCU - 33K without POI

kugel — Wed, 27 Dec 2017 14:28:33 GMT

Btw forgot to ask What did they pull for it ? Equifax or tu

Re: NFCU - 33K without POI

BPebbles — Wed, 27 Dec 2017 17:58:26 GMT

Way to go!!

Re: NFCU - 33K without POI

kugel — Mon, 01 Jan 2018 00:09:06 GMT

What did they pull ?

Re: NFCU - 33K without POI

nrm — Mon, 01 Jan 2018 05:46:06 GMT

@kugel wrote:
What did they pull ?

I'm sorry for the slow answer due to the holidday vacation! Anyway, I didn't even check which bureau they pulled.

Re: NFCU - 33K without POI

AverageJoesCredit — Mon, 01 Jan 2018 16:10:19 GMT

So long as it wasnt your leg, all is good