topic Discover surprise! in Credit Card Approvals

Discover surprise!

restdani — Sat, 30 Dec 2017 04:13:27 GMT

So i had requested a CLI on my discover card since it’s usually a soft pull love button and i got declined for “lack of experience with current credit line”. same old thing i always get.

The funny thing is that two days later (today) when i get in snail mail the decline letter, i also get an email notifying me that they’ve increased my credit limit by $3000! went from $5,700 to $8,700 after being declined two days ago lol.

Usually i get $200-$500 here and there from discover but i suppose they are feeling giving for this season. ;-)

Re: Discover surprise!

PowerInNumbers4 — Sat, 30 Dec 2017 04:18:29 GMT

Congrats on the CLI Love! i just hit the love button today and got a 5,500 CLI. i tried a couple of months ago and i got the ole not enough experience letter. i actually hit the love button 3 months in a row one time just to see what they would do and oddly they gave and increase each time. not real sure what they are actually looking at.

Re: Discover surprise!

restdani — Sat, 30 Dec 2017 04:31:15 GMT

im pretty sure it’s super random! i just found it odd that i would get denied the CLI and two days later just get it without trying haha. i think for them, they either want to see a lot of spending on their cards and hardcore payments.

Re: Discover surprise!

Anonymous — Sat, 30 Dec 2017 07:28:53 GMT

Congrats on your CLI!!! Discover can be an odd bird sometimes.

Re: Discover surprise!

Anonymous — Sat, 30 Dec 2017 14:33:25 GMT

Gotta love the auto-love CLI. Kudos.

Re: Discover surprise!

Adkins — Sun, 31 Dec 2017 04:43:30 GMT

Nice! Congratulations!