topic Re: Freedom Approval! in Credit Card Approvals

Freedom Approval!

loviedovie — Sat, 26 Oct 2013 16:15:51 GMT

Went into the branch yesterday to ask about Freedom vs. Slate since I had been pre-approved for both.. (Freedom can ALSO do balance transfers at 0% interest for 18mos. And it has better rewards.. so why would anyone choose the Slate?)

Anyway- $4,500 cL! and he said that since my other cards are about to post CLI I should call and see if I can get it raised on a recon.. but I think they would do another HP?

Thanks for all of the advice everyone! Never thought I would get here a year ago when my score was 580 due to no history...!!!

Re: Freedom Approval!

coldnmn — Sat, 26 Oct 2013 16:17:23 GMT

Good for You. Congrats!

Re: Freedom Approval!

wHiTeSoL — Sat, 26 Oct 2013 16:22:05 GMT

Slate promos often include 0% balance transfer fees as well.

Re: Freedom Approval!

Anonymous — Sat, 26 Oct 2013 16:42:28 GMT

The difference between the Slate and Freedom with BT is this:

Freedom: Pay 3% fee when you transfer a balance.
Slate: Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open.

Edit: Sorry Whitesol, didn't see that you posted that!

Re: Freedom Approval!

09Lexie — Sat, 26 Oct 2013 17:26:51 GMT

Congratulations on your approval. If you are considering a BT, I would go with Slate and use the Freedom for purchases.

Yes, reconning the CL would be an additional hp.

Re: Freedom Approval!

myjourney — Sat, 26 Oct 2013 18:36:30 GMT

@loviedovie wrote:
Went into the branch yesterday to ask about Freedom vs. Slate since I had been pre-approved for both.. (Freedom can ALSO do balance transfers at 0% interest for 18mos. And it has better rewards.. so why would anyone choose the Slate?)

Anyway- $4,500 cL! and he said that since my other cards are about to post CLI I should call and see if I can get it raised on a recon.. but I think they would do another HP?

Thanks for all of the advice everyone! Never thought I would get here a year ago when my score was 580 due to no history...!!!

Congarts and yes they would HP you again

Re: Freedom Approval!

B335is — Sat, 26 Oct 2013 21:55:53 GMT

Congrats, Freedom is a great card!

Re: Freedom Approval!

9CLINE — Sat, 26 Oct 2013 22:32:48 GMT

Congrats on your new Freedom...

Re: Freedom Approval!

MsLadyRover — Mon, 28 Oct 2013 21:57:03 GMT

Congratulations on your new Freedom!