topic Re: Truly Simple APPROVED..........Thank You 5/3!!! in Credit Card Approvals

Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 11:28:47 GMT

On Thursday I was minding my own business enjoying this cool South Florida breeze, when I received a plain white envelope in the mail. Normally these go in the garbage, but out of curiosity, I opened it. Unbeknownst to me, it was a pre-approval from Fifth Third Bank for their Truly Simple Credit Card. The offer was 0% APR for 15 billing cycles and a range of 13.24 to 24.24 after. I had been checking my reports a few days ago and noticed that they SP my TU, which got no love after my mini spree last month. I allowed a balance to report in error, which caused my TU to drop 20 points to 693 Fico 08, with 10 inquiries. Well, I said, "why not what's the worst that can happen".

Before I hit the submit button, I did my research on the forum to see others experiences with them. From what I gathered, their pre-approvals are solid. Fast forward, I hit submit and got a message that said, "Thanks for applying............when you receive your card". Huh?!?"However, it didn't say approved and just said to call with any questions. So I did an hour later. They told me to check back in 24 hrs. My TU was pulled at midnight, per my alert. Like clock work, I was back on the phone the next day. The very nice rep took my information and placed me on a brief hold. About a minute later, he came back with, "Congratulations, you have been approved for the Truly Simple Credit Card.........your credit limit is $5,000!!!"

I had to play it off and remain calm, cool and collected. But inside, I was screaming. This is my highest limit so far, All I can say is you guys ROCK!!! Thank you for sharing your stories and experiences, along with so much wisdom and encouragement.

Funny thing though, here in S. Florida, 5/3 won't allow you to apply for banking or a credit card unless you go to a branch. I guess pre-approvals are the exception. I'm on my way baby!!!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 12:30:37 GMT

Congrats!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

fltireguy — Sat, 20 Jan 2018 12:42:34 GMT

First off, congratulations!!

It’s a very vanilla card, but the 15 month 0% is pretty nice if you have the need for it! PLUS, it’s the only GREEN CC that I have. LOL

This is a lot like my approval a few months ago for the same card. But, I had apped in branch a few weeks earlier and was declined due to inq. I got the mailer with the code, and got the same message that you did. Called 2 days later and spoke with a CSR, and they told me the SL..$15k... wow..not bad at all!

Got a preapproved mailer for Trio yesterday... went to the website... entered code... same thing.. guess I’ll call on tuesday and see what the SL is

So, it’s not just me that gets the message that you have to apply in branch? (I’m in the Tampa area)

Synovus is also the same, with the in branch only apps...

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 13:01:39 GMT

Big ups on the approval! Hear wonderful things about them!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 13:48:48 GMT

Congratulations! 5/3 has been great.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

AverageJoesCredit — Sat, 20 Jan 2018 14:17:17 GMT

Wow, awesome job, Look Who's Talking starring BOSS BABY BRAD Looks like youll be graduating soon to just the BOSS, oh yeah Baby, only 5 thirds of the way to go

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 16:05:42 GMT

@fltireguy wrote:
First off, congratulations!!

It’s a very vanilla card, but the 15 month 0% is pretty nice if you have the need for it! PLUS, it’s the only GREEN CC that I have. LOL

This is a lot like my approval a few months ago for the same card. But, I had apped in branch a few weeks earlier and was declined due to inq. I got the mailer with the code, and got the same message that you did. Called 2 days later and spoke with a CSR, and they told me the SL..$15k... wow..not bad at all!

Got a preapproved mailer for Trio yesterday... went to the website... entered code... same thing.. guess I’ll call on tuesday and see what the SL is

So, it’s not just me that gets the message that you have to apply in branch? (I’m in the Tampa area)

Synovus is also the same, with the in branch only apps...

Thanks so much fltireguy! Your experience with them helped me decide. Nope, you’re not the only one. So, it’s statewide then? I’m curious as to the APR they gave me. I guess I have to wait. Stay warm over there.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 16:07:24 GMT

@Anonymous wrote:
Big ups on the approval! Hear wonderful things about them!

Thanks rmc! This is big for me. Pray it continues.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 16:08:14 GMT

@Anonymous wrote:
Congrats!

Thanks eclectic!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 16:09:19 GMT

@Anonymous wrote:
Congratulations! 5/3 has been great.

Thanks Renneto! Following you journey as well. Congrats on your success thus far.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sat, 20 Jan 2018 16:13:38 GMT

@AverageJoesCredit wrote:
Wow, awesome job, Look Who's Talking starring BOSS BABY BRAD Looks like youll be graduating soon to just the BOSS, oh yeah Baby, only 5 thirds of the way to go

AJC, I love it!!! 🤣🤣🤣

Thanks so much bro! BOSS has such a nice ring to it. Lol. But, I’ve realized in life, it takes a BOSS to know a BOSS! 😉

Re: Truly Simple APPROVED..........Thank You 5/3!!!

restdani — Sat, 20 Jan 2018 19:22:46 GMT

congrats on your approval! i just apped for this after receiving the same offer (also in S Flo) and got the same message you did. this gives me some kind of hope lol. i had been hoping they’d send me an invite soon, it’s a nice bank to get the foot in the door with i hear.

Re: Fifth Third Trio Approval!

Anonymous — Sat, 20 Jan 2018 20:28:57 GMT

Congrats!!

I applied today and it said "once you receive your card...." does that mean that i've been approved?

Re: Fifth Third Trio Approval!

JoeLuvsHisCredit — Sat, 20 Jan 2018 21:56:39 GMT

Congratulations

Re: Fifth Third Trio Approval!

Anonymous — Sat, 20 Jan 2018 23:18:37 GMT

@Anonymous wrote:
Congrats!!
I applied today and it said "once you receive your card...." does that mean that i've been approved?

Same response as mine and others. You should be good! Mind sharing your stats to make sure?

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sun, 21 Jan 2018 00:40:29 GMT

Congrats boss, Now app for the other 2 like I did.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sun, 21 Jan 2018 00:56:49 GMT

@Anonymous wrote:
Congrats boss, Now app for the other 2 like I did.

What’s up Scott? Have to apply in branch. They won’t allow people in parts of Florida to apply online, unless they get an invitation. Thanks for the congrats. Don’t worry, I’ll be nipping at your heels buddy!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sun, 04 Feb 2018 02:19:32 GMT

I managed to get a Fifth Third Truly Simple approval online, i’m in Orlando area.

They pulled EQ, which was on 667. SL $1000

Wonder how fast it will grow!

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sun, 04 Feb 2018 13:09:02 GMT

wrote:
I managed to get a Fifth Third Truly Simple approval online, i’m in Orlando area.

They pulled EQ, which was on 667. SL $1000

Wonder how fast it will grow!

That’s awesome.........Congratulations! Online access to apply online may be based on zip code. In my research, it looks like 3-6 months before CLI would be granted. Here’s hoping it’s sooner. I’d love another pre-qual, but for the Trio. Hoping for a higher SL in the process.

Re: Truly Simple APPROVED..........Thank You 5/3!!!

Anonymous — Sun, 04 Feb 2018 18:26:10 GMT

Congrats to all. Anyone knows which version of Fico they use.