topic Re: Approved for my first Chase Freedom Card! in Credit Card Approvals

Approved for my first Chase Freedom Card!

Anonymous — Fri, 09 Feb 2018 04:41:32 GMT

Hey Guys,

I'm new to the forum, but have lurked on the forums for a few years now.

Anyway I just got approved for my first Chase Freedom card! This will be my 2nd CC (non-retail) ever. I have had one Quicksilver card ($1600 CL) from CO and one Amazon retail card ($1,300).

Got approved for $6,000 w/ a 744 (Equifax pull) which is the most I've ever gotten before. This is my step in the right direction for more purchasing power.

I probably could have gotten more, but I'm typically honest w/ my income when asked during apps.

What kind of CLIs can I see in the near future after using the card for 6 months. Do they normally increase by about 20% like most CC issuers do based on your CL when it comes to Chase? Capital One has always been stingy and only ever gave me increase of $200-300 per 6 months.

Re: Approved for my first Chase Freedom Card!

Anonymous — Fri, 09 Feb 2018 04:23:43 GMT

Congrats on your second major credit card. Chase is tougher on cli’s. And when you initiate one it’s a hard pull. But people do get increases, I had an automatic double limit increase. For me putting lots of swipes thru my Chase Amazon VISA seemed to do the trick. I always PIF. Maybe others can add experiences to give an idea. YRMV.

Re: Approved for my first Chase Freedom Card!

Anonymous — Fri, 09 Feb 2018 04:32:26 GMT

Congrats,

Nice Score...

Re: Approved for my first Chase Freedom Card!

Anonymous — Fri, 09 Feb 2018 04:40:42 GMT

Is it really a hard pull? I spoke with a rep just now and they said it'd be a soft one, it could be misinfo, though. I plan on putting the CO card down for a little while and swiping this one for everyday purchases (gas, groceries, etc.) and PIF monthly. Especially, now since I want to get the $150 bonus asap.

I'm not too worried for now. $6K to me is what the big boys and gals w/ 15K+ limits is.

I figure if I use this frequently for the next year and apply for another card down the line, I should be able to reach a goal of getting my first $10K+ SL once this thing begins reporting and I get some time with it.

Only time will tell! Thanks for the congrats guys

Re: Approved for my first Chase Freedom Card!

BronzeTrader — Fri, 09 Feb 2018 12:58:29 GMT

Very nice approval. Now we have 3 of those cards. Tempting to PC my Chase FU card to the #4 card...

Re: Approved for my first Chase Freedom Card!

ShatteredK — Fri, 09 Feb 2018 13:38:42 GMT

Congrats on getting approved and joining Chase!

Re: Approved for my first Chase Freedom Card!

toadsworth — Fri, 09 Feb 2018 14:03:09 GMT

With those scores, you very well could get that 10k limit now with Amex. They gave me my first 10k limit when I was just a few months into getting started with credit.

Re: Approved for my first Chase Freedom Card!

BungalowMo — Fri, 09 Feb 2018 14:22:09 GMT

Congrats on the card!!

I have the Freedom & the Slate & both make me call the number to ask for an increase

I got an email once saying I'm approved for an inc & I hit the button & got it. I can't recall which of the 2 cards it was for.

Re: Approved for my first Chase Freedom Card!

AverageJoesCredit — Fri, 09 Feb 2018 14:44:01 GMT

Job well done. Yup, Chase will almost always be hp for cli. A very few get auto luv but your plan to use it alot sounds good. You'll probably open up more doors with Chase that way.

Re: Approved for my first Chase Freedom Card!

Anonymous — Fri, 09 Feb 2018 17:03:40 GMT

Congratulations on your approval. Decent SL from Chase, but they are not the best when it comes to auto increases