topic Re: Discover Graduation + Bofa Cash Rewards Instantly Approved in Credit Card Approvals

Discover Graduation + Bofa Cash Rewards Instantly Approved

Anonymous — Wed, 14 Feb 2018 07:33:58 GMT

After re-establishing my credit roughly one year ago with a Discover secured credit card I now have an unsecured Discover card of $1.5k and just today acquired a Bofa cash rewards card for $1.4k. Discover graduated me soon as my TU FICO hit 621 (which was also right around that 6 month mark) and bumped me from $200 to $500. 3 months later they CLI again to $1.5k.

My first instant approval happened today with Bofa, to my pleasant surprise. Now I intend to garden for the next few months and then maybe go for a Chase card. Last I checked I have 0 TU inquiries and 1 Equifax (from Discover), not sure on Experian. The Bofa app will add another inq somewhere. Thanks for all the advice you guys give on here, it has really helped

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Anonymous — Wed, 14 Feb 2018 10:43:52 GMT

Congrats on you graduation and new BOA account! Trying to decide if I should go the secure route to get in with Discover.

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Anonymous — Wed, 14 Feb 2018 11:44:59 GMT

Nice work. Congrats

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

avp99 — Wed, 14 Feb 2018 11:52:03 GMT

Nice! congrats man.

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Anonymous — Wed, 14 Feb 2018 11:54:49 GMT

Nice going. The Cash Rewards is a very solid offering.

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

AverageJoesCredit — Wed, 14 Feb 2018 13:04:44 GMT

Super job, slow and steady. 2 very good cards

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Anonymous — Wed, 14 Feb 2018 15:28:41 GMT

Congratulations on getting your BofA card and SL! Glad to read that yetanother person got un-secured and got a some auto CLI with Discover. Both CL on the cards will grow over time and will help you in to get the cards you want from Chase or someone else.