topic Re: Klarna Credit in Credit Card Approvals

Klarna Credit

Anonymous — Tue, 19 Dec 2017 18:35:21 GMT

Hello,

I Applied to Klarna via Microsoft. I was approved instantly for 3,500 CL, they pulled my Experian score which was 659 at time of purchase. Customer service is great too, I am very happy. Note they partner with webbank to evaluate credit. I also apply to dell DFS/webbank card the same day and was approved for 2,500.

Re: Klarna Credit

UncleB — Tue, 19 Dec 2017 18:40:45 GMT

Hi @Anonymous, the thread you replied to is over a year old and some of the information might be outdated.

I have moved your post to a new thread.

--UB

Re: Klarna Credit

CountryLivin — Wed, 20 Dec 2017 08:17:26 GMT

Congratulations! I have never heard of Klarna. Nice starting limit!

Re: Klarna Credit

AverageJoesCredit — Wed, 20 Dec 2017 11:29:54 GMT

Nice going on joining Credit Klama Remember those scores will be Fako not myFico

Re: Klarna Credit

BCGCredit — Thu, 21 Dec 2017 02:19:07 GMT

I applied also was approved for $3800 with about mid 600s. I didnt apply for Dell. I was after the new surface book 2. But the surface plus program isnt offering the 15" right now.

Re: Klarna Credit

Anonymous — Thu, 21 Dec 2017 03:32:41 GMT

Klarna credit. Not credit karma lol AJC

Re: Klarna Credit

AverageJoesCredit — Thu, 21 Dec 2017 11:50:37 GMT

Lol Roy, i know. Just to much fun to pass up. Lol, ive been watching the Santa Clause movies on tv all month but weird they never have Part 2, my fav of the 3. See its now on Netfix so as im watching it my lunch break, love the Tooth Fairy trying to convince the council to change his name to Roy

Re: Klarna Credit

AverageJoesCredit — Thu, 21 Dec 2017 11:52:34 GMT

Lol, just realized it is indeed Klarna, my eyes are bad haha, i jested Karma

Sorry op, back to regular scheduled program. Nice approval

Re: Klarna Credit

Anonymous — Wed, 03 Jan 2018 16:42:50 GMT

Was it a hard pull or a soft pull? I'm applying for a mortgage soon and want to keep my score as high as possible, but I'd rather not shell out cash for a laptop from Lenovo, which offers Klarna.

Re: Klarna Credit

BCGCredit — Thu, 04 Jan 2018 02:48:16 GMT

I am not sure. It was either a soft pull or experian. I only monitor equifax and transunion.

Re: Klarna Credit

Anonymous — Wed, 17 Jan 2018 20:28:39 GMT

I just got approved for $1250 with Klarna and my Experian was in the 580s at the time; it's a hard pull for sure.

Re: Klarna Credit

Anonymous — Wed, 04 Apr 2018 19:56:18 GMT

That’s crazy. I was denied with a 590. Said I had insufficient credit history. But I have 3 credit accounts. Oh well. I guess I have to wait longer.

Re: Klarna Credit

rbentley — Wed, 04 Apr 2018 20:02:32 GMT

@Anonymouswrote:
That’s crazy. I was denied with a 590. Said I had insufficient credit history. But I have 3 credit accounts. Oh well. I guess I have to wait longer.

It is probably your AAoA that they were saying is insufficent, not the number of accounts.