topic Re: Paypal Credit Approval in Credit Card Approvals

Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 08:42:06 GMT

After many denials, I finally got my credit going in a good direction. I was checking out of Overstock.com and figured oh what the heck I will try for Paypal credit this way. BOOM! Approved $2000 sl. I am overjoyed. I know many may not like paypal credit but it comes in useful for me because I use paypal constantly!

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 09:18:47 GMT

Congratulations! I have all the "majors" and I love my PayPal Credit.

Sometimes, you just gotta have a hidden tradeline to buffer things.

Again, Congrats!

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 22:38:56 GMT

@Anonymous wrote:
Congratulations! I have all the "majors" and I love my PayPal Credit.

Sometimes, you just gotta have a hidden tradeline to buffer things.

Again, Congrats!

Yes! I do see that as a bonus. It isn't reported to the bureaus and so it will not count against my utilization. This can help me when it comes to managing certain credit cards I have without showing high utilization on my paypal credit. I just have to use it wisely!

Re: Paypal Credit Approval

AverageJoesCredit — Sun, 15 Apr 2018 12:56:01 GMT

Congrats. Actually most people do not have issues with PPC , its a great hidden tradeline. Just keep in mind that when it converts over to Synchrony there may be a chance it could teport to bureaus so be careful carrying a high balance on it .

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 13:40:02 GMT

@Anonymous wrote:
After many denials, I finally got my credit going in a good direction. I was checking out of Overstock.com and figured oh what the heck I will try for Paypal credit this way. BOOM! Approved $2000 sl. I am overjoyed. I know many may not like paypal credit but it comes in useful for me because I use paypal constantly!

keep it up man sl 2,000 not bad any data points?

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 16:27:05 GMT

Congrats

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 22:23:20 GMT

@Anonymous wrote:
@Anonymous
keep it up man sl 2,000 not bad any data points?

Sure!

Starting limit: $2000

APR: 19.99% minimum interest charge is $2

No interest if paid in full within 6 months of purchases $99 or more

Not sure which was pulled yet as nothing has shown up on my reports but usually PPC has pulled EQ for me and right now EQ fico is 640, AAoA: 3 months, INQs: 17, Utilization: 21%

Re: Paypal Credit Approval

Anonymous — Sun, 15 Apr 2018 23:42:22 GMT

Congrats!!

I gave up my PayPal credit last year.

Re: Paypal Credit Approval

Anonymous — Wed, 12 Sep 2018 08:00:59 GMT

They reward you that much? My credit isn't good because my identity got Stolen how can i GUARANTEE get an approval

Re: Paypal Credit Approval

Anonymous — Wed, 12 Sep 2018 08:07:35 GMT

@Anonymous wrote:
They reward you that much? My credit isn't good because my identity got Stolen how can i GUARANTEE get an approval

I don't believe there can be a guarantee on getting approved. My PPC has been very good to me I am now almost at $5000 Cl. What do your scores look like? Any baddies?

Re: Paypal Credit Approval

Anonymous — Wed, 12 Sep 2018 08:31:49 GMT

Ya hell ya because someone stole my id while i was in prison now i can't do ANYTHING

Re: Paypal Credit Approval

Brian_Earl_Spilner — Thu, 13 Sep 2018 02:04:00 GMT

@Anonymous wrote:
They reward you that much? My credit isn't good because my identity got Stolen how can i GUARANTEE get an approval

There's no such thing as a guarantee in credit. You could have an 850 score and make $500k and be denied.

Re: Paypal Credit Approval

Brian_Earl_Spilner — Thu, 13 Sep 2018 02:05:11 GMT

@Anonymous wrote:
Ya hell ya because someone stole my id while i was in prison now i can't do ANYTHING

Did you file a police report with the police? Take the report to the bureaus with a fraud claim.

Re: Paypal Credit Approval

Anonymous — Thu, 13 Sep 2018 04:11:51 GMT

Congrats! I love my Paypal credit so much.