topic Re: Chase Sapphire Reserve - $38,100 Credit Limit in Credit Card Approvals

Chase Sapphire Reserve - $38,100 Credit Limit

anm688 — Mon, 23 Apr 2018 00:30:09 GMT

After being denied the Chase Sapphire and Sapphire Reserve Card about 5 previous times because of Chase’s 5/24 rule, I finally got approved, two weeks after a few cards i opened two years ago past the 24 months. And to top it off, they approved me for a $38,100 limit (not sure why the $100).

Re: Chase Sapphire Reserve - $38,100 Credit Limit

Anonymous — Mon, 23 Apr 2018 00:33:35 GMT

Very nice! Congrats!

Re: Chase Sapphire Reserve - $38,100 Credit Limit

Viva-LV — Mon, 23 Apr 2018 01:09:22 GMT

@anm688 wrote:
After being denied the Chase Sapphire and Sapphire Reserve Card about 5 previous times because of Chase’s 5/24 rule, I finally got approved, two weeks after a few cards i opened two years ago past the 24 months. And to top it off, they approved me for a $38,100 limit (not sure why the $100).

Great sl, worth the wait! Care to share your data points? Congrats!

Re: Chase Sapphire Reserve - $38,100 Credit Limit

anm688 — Mon, 23 Apr 2018 01:59:25 GMT

@Viva-LV: 735 credit score. High annual income. Around $250k in available credit across all cards.

My other two cards with Chase were ones that were not subject to 5/24 rule: Ritz & Hyatt. In 2017, I spent an average of 10k per month on my other Chase cards, and paid them off at the end of each billing cycle.

Re: Chase Sapphire Reserve - $38,100 Credit Limit

Anonymous — Mon, 23 Apr 2018 02:25:54 GMT

@anm688 wrote:
After being denied the Chase Sapphire and Sapphire Reserve Card about 5 previous times because of Chase’s 5/24 rule, I finally got approved, two weeks after a few cards i opened two years ago past the 24 months. And to top it off, they approved me for a $38,100 limit (not sure why the $100).

Congrats on nice SL .. i think highest i seen on SL on this community

Re: Chase Sapphire Reserve - $38,100 Credit Limit

AverageJoesCredit — Mon, 23 Apr 2018 02:34:38 GMT

The $100 is punishment for not apping in proper Chase fashion ....under5/24