topic Re: Chase My offer Page in Credit Card Approvals

Chase My offer Page- Update Approved

sparklerd34 — Fri, 27 Apr 2018 17:48:46 GMT

Hi All,

I am a chase account holder for over a decade. I noticed today since approval for a new chase FU in Feb i logged on and saw in my offer pages an offer for the Chase Freedom with a sign on bonus and Chase SP offer. Does that mean i am pre- approved. My TU is 643 and EQ is 641 not sure if they do ex but its 630. 1 late 1 collection. 1 very old charge off that will drop next year. Do i garden some more to make sure i am not pull the plug in vain or is it spot on?

thanks!

Re: Chase My offer Page

Anonymous — Sat, 21 Apr 2018 20:47:11 GMT

Go to the offer details and click pricing and terms. If the APR is single value like 17.24% you're preapporved! Your almost guaranteed to But if it is a range like "16.43% to 24.58%" the offer is not a preaprroval.

Re: Chase My offer Page

Anonymous — Sat, 21 Apr 2018 20:48:34 GMT

Since you are chase holder, it's very likely they're preapproving you based on your history with chase. Not on your credit score.

Re: Chase My offer Page

sparklerd34 — Sat, 21 Apr 2018 21:29:43 GMT

@Anonymous wrote:
Since you are chase holder, it's very likely they're preapproving you based on your history with chase. Not on your credit score.
Thanks i took a trip in my local branch and its 2 preapprovals. they confirmed. nice. Its my choice
@Anonymous

Re: Chase My offer Page

sparklerd34 — Fri, 27 Apr 2018 17:38:56 GMT

@sparklerd34 wrote:
@Anonymous wrote:
Since you are chase holder, it's very likely they're preapproving you based on your history with chase. Not on your credit score.
Thanks i took a trip in my local branch and its 2 preapprovals. they confirmed. nice. Its my choice
@Anonymous

It worked ! I had to wait and unfreeze my credit reports and bam 3k super surprised.

Re: Chase My offer Page

Time2letgo — Fri, 27 Apr 2018 17:46:19 GMT

Awesome, congrats!!!

Re: Chase My offer Page

Anonymous — Fri, 27 Apr 2018 17:49:31 GMT

@sparklerd34

Congrats on the approval. I update your thread title and moved it here to reflect the approval.

Re: Chase My offer Page

Anonymous — Fri, 27 Apr 2018 17:54:33 GMT

Congrats!!

Re: Chase My offer Page

sparklerd34 — Fri, 27 Apr 2018 18:26:27 GMT

@Anonymous wrote:
@sparklerd34

Congrats on the approval. I update your thread title and moved it here to reflect the approval.

Thanks! I guess i will have to keep up with the categories now. I noticed my pre approval for discover didnt show 14 months no interest and a higher APR.