Approved Chase Ritz-Carlton Rewards Card

Anonymous — Mon, 30 Apr 2018 14:53:45 GMT

I have been eyeballing this card for some time and wanted to share my experience with the approval process. Thank you all for sharing your experiences with me, it made the process much easier and with much less anixeity.

Details:

What product did you get? Chase Ritz-Carlton Rewards Visa Infinite Card

What CRs were pulled? Experian

What is your FICO score (if known)? 738

Are you willing to share any other info about your credit profile (UTIL, income, "baddies", etc). $153,500 / 4% Util / No bads

What made you consider this product? Travel Perks, Upgrading Rooms, Gold Status, Lounge Access, $100 off every flight I book with my wife

For CLIs, when was your last one? Never asked for one

Did you have a prior product/relationship with the lender? Never had any product with Chase (This was the one thing that made me nervous about applying)

I filled out my information, got to the end screen, hit submit, and held my breath while the screen said something to the effect of, "Please wait, we are analyzing your information. Do not hit back button." Agonizing seconds pass, and then I get, "We need to take more time to provide an answer. You will be notified by mail within 30 days." If I didn't read this forum and Reddit r/churning, I would have been devestated. But I knew that 30 days wasn't a killer like the 7-10 days message. I called the approval line within 30 minutes, same thing stated, 30 days. After one hour and a half from getting the message I called again, this time it said I was approved with a $28,600 CL. Hooray!!

Very excited for the package to be delieverd. Thanks all for your input while I was deciding on which card to apply for.

Re: Approved Chase Ritz-Carlton Rewards Card

UncleB — Mon, 30 Apr 2018 18:17:11 GMT

Hi @Anonymous, and welcome to myFICO!

I've restored your post to the forum; I don't think you'll have the problem again but if you do just let us know and we'll take care of it (the multiple edits likely got this one flagged).

--UB

Re: Approved Chase Ritz-Carlton Rewards Card

Anonymous — Mon, 30 Apr 2018 20:22:37 GMT

Congrats on Approval and very nice SL

Re: Approved Chase Ritz-Carlton Rewards Card

Adkins — Mon, 30 Apr 2018 20:57:13 GMT

Congratulations on your approval!

Re: Approved Chase Ritz-Carlton Rewards Card

Anonymous — Mon, 30 Apr 2018 21:05:48 GMT

Congrats!!

No prior relationship with Chase? Awesome!!

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Approved Chase Ritz-Carlton Rewards Card

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Re: Approved Chase Ritz-Carlton Rewards Card