topic Re: It Was a CLI Morning... in Credit Card Approvals

It Was a CLI Morning...

Anonymous — Tue, 01 May 2018 00:09:29 GMT

It's been a while since I asked for CLI's. After reviewing the board this morning, I thought, well, let's give it a try.

Here are my results:

BofA - From 20k to 24k and yes, they pulled it from another account. Sigh. I knew that could happen, but now the CL is distributed where I want it. HP

Discover - A big 500. It brought that account to 33k. SP

NFCU AmX - From 18.1 to 25k. This is my second NFCU card. Can I just say how much I love NFCU! SP

CareCredit - I asked for 4k and they gave me 2k. That can work for now. I have hip surgery pending for my Pyrenees mix fur baby so I wanted it at a good place. Now 20k. I love this card for my two dogs, my cat, and myself. So far SP

Home Depot - I asked for a 5k increase to 30k because of renovations I plan on my house. I had to call and do some verification, so I was happy when it was approved. I financed my roof for zero interest and I plan on adding new double paned windows and a fence for my dogs who are escape artists. HP (Oops, I put 25k and it is now 30k. Just edited that.)

All of my double digit inquiries fall off this year and early next year so I didn't mind the HP so much, but still prefer not to have them. This is a year after my three year rebuild that was a wild time for credit applications.

I have such admiration for everyone who is rebuilding. I had a Chapter 13 so had zero credit for five years while I made my payments. It feels good to have credit now. The discipline I learned during those five years has helped me so much.

Re: It Was a CLI Morning...

nrm — Mon, 30 Apr 2018 14:28:13 GMT

Congrats! Keep up the great work!

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 14:31:13 GMT

@nrm wrote:
Congrats! Keep up the great work!

Thanks, nrm. It has been quite a struggle at first, but easy cruising now as long as I remember all the lessons from that five year drought.

Re: It Was a CLI Morning...

pipeguy — Mon, 30 Apr 2018 14:32:10 GMT

The sweet smell of CLI success in the morning almost better than coffee (i said "almost").

Congrats!

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 14:33:16 GMT

@pipeguy wrote:
The sweet smell of CLI success in the morning almost better than coffee (i said "almost").
Congrats!

Aah yes, so true. Thanks!

Re: It Was a CLI Morning...

Time2letgo — Mon, 30 Apr 2018 14:37:07 GMT

Wonderful way to start your week, congrats.

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 15:04:44 GMT

@Time2letgo wrote:
Wonderful way to start your week, congrats.

Thanks, @Time2letgo! I couldn't agree more!

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 15:57:22 GMT

Congrats on CLI

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 16:06:49 GMT

@Anonymous wrote:
Congrats on CLI

Thanks, VoltronM!

Re: It Was a CLI Morning...

SomewhereIn505 — Mon, 30 Apr 2018 16:19:21 GMT

What a wonderful way to kill time before a flight! I'll have to try this next time I fly!!

Re: It Was a CLI Morning...

FinStar — Mon, 30 Apr 2018 16:39:05 GMT

Great results all-around Musiclover! 😁

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 17:31:40 GMT

@SomewhereIn505 wrote:
What a wonderful way to kill time before a flight! I'll have to try this next time I fly!!

Thanks and good luck to you when you go for it!

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 17:32:26 GMT

@FinStar wrote:
Great results all-around Musiclover! 😁

Ah, thanks, my friend. I sure felt good about it.

Re: It Was a CLI Morning...

Remedios — Mon, 30 Apr 2018 17:44:25 GMT

Congrats and speedy recovery for your fur baby

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 17:48:55 GMT

@Remedios wrote:
Congrats and speedy recovery for your fur baby

Thanks so much Remedios. Surgery is in July so I was trying to up the CL before then.

Re: It Was a CLI Morning...

AverageJoesCredit — Mon, 30 Apr 2018 18:06:25 GMT

Wow, superb job ML. You've done amazing job. We are almost opposites haha. I went almost 10 years no credit and I did a round the other day and got shot down on every increase I've tried. No matter how good one gets their score, I guess the deciding factor is $, but such is life. Enjoy your new limits I know you've shown great restraint this past year

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 18:09:27 GMT

@AverageJoesCredit wrote:
Wow, superb job ML. You've done amazing job. We are almost opposites haha. I went almost 10 years no credit and I did a round the other day and got shot down on every increase I've tried. No matter how good one gets their score, I guess the deciding factor is $, but such is life. Enjoy your new limits I know you've shown great restraint this past year

Thanks so much, AJC! Sometimes getting a CL is a mystery. No kidding.

Re: It Was a CLI Morning...

9CLINE — Mon, 30 Apr 2018 19:12:02 GMT

Great news.. sounds like ur making all the right moves ...Congrats on your Cli's ....

Re: It Was a CLI Morning...

Anonymous — Mon, 30 Apr 2018 21:30:36 GMT

@Anonymous wrote:
It's been a while since I asked for CLI's. After reviewing the board this morning, I thought, well, let's give it a try.

Here are my results:
BofA - From 20k to 24k and yes, they pulled it from another account. Sigh. I knew that could happen, but now the CL is distributed where I want it. HP
Discover - A big 500. It brought that account to 33k. SP
NFCU AmX - From 18.1 to 25k. This is my second NFCU card. Can I just say how much I love NFCU! SP
CareCredit - I asked for 4k and they gave me 2k. That can work for now. I have hip surgery pending for my Pyrenees mix fur baby so I wanted it at a good place. Now 20k. I love this card for my two dogs, my cat, and myself. So far SP
Home Depot - I asked for a 5k increase to 30k because of renovations I plan on my house. I had to call and do some verification, so I was happy when it was approved. I financed my roof for zero interest and I plan on adding new double paned windows and a fence for my dogs who are escape artists. HP (Oops, I put 25k and it is now 30k. Just edited that.)

All of my double digit inquiries fall off this year and early next year so I didn't mind the HP so much, but still prefer not to have them. This is a year after my three year rebuild that was a wild time for credit applications.

I have such admiration for everyone who is rebuilding. I had a Chapter 13 so had zero credit for five years while I made my payments. It feels good to have credit now. The discipline I learned during those five years have helped me so much.

Congrats Music!

Re: It Was a CLI Morning...

Malcono — Tue, 01 May 2018 01:53:14 GMT

Wow nice haul with the CLIs.