topic Re: $12K Amex EveryDay approval in Credit Card Approvals

$12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 01:35:49 GMT

Hot on the heels of my U.S. Bank Cash+ approval I applied for the EveryDay card tonight since I prefer MR points over cash back for Amex rewards. After waiting for what seemed like an eternity as the animation spun, I was approved with a $12,000 starting credit limit (10K MR points SUB, $0 Balance Transfer fee, 15-month 0% APR). Funny thing though, I was turned down for the same card just a month ago.

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Re: $12K Amex EveryDay approval

Gmood1 — Mon, 30 Apr 2018 01:43:20 GMT

Oooh snapp! MnB is on a roll! 😀
Congrats on another great approval!

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 01:54:34 GMT

I'm done for now unless I can snag one of my "white whales" UNFCU Elite and/or CSR.

Time to update my signature.

@Gmood1 wrote:
Oooh snapp! MnB is on a roll! 😀
Congrats on another great approval!

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 02:18:48 GMT

Congrats on nice SL .. Welcome to Amex Family

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 04:37:23 GMT

Congratulations!

Re: $12K Amex EveryDay approval

9CLINE — Mon, 30 Apr 2018 19:14:26 GMT

great SL... something they liked a mth later huh? Welcome 2 the ED family....plenty of growth ahead....

Re: $12K Amex EveryDay approval

Adkins — Mon, 30 Apr 2018 19:54:44 GMT

Congratulations!

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 21:14:25 GMT

$12K? Wow, Congrats!!

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 22:30:55 GMT

@Anonymous wrote:
Hot on the heels of my U.S. Bank Cash+ approval I applied for the EveryDay card tonight since I prefer MR points over cash back for Amex rewards. After waiting for what seemed like an eternity as the animation spun, I was approved with a $12,000 starting credit limit (10K MR points SUB, $0 Balance Transfer fee, 15-month 0% APR). Funny thing though, I was turned down for the same card just a month ago.

Screen Shot 2018-04-29 at 8.22.50 PM.png

Congrats!

FYI - In a month, I would hop on chat to see what your offer is. I applied for the card in 2/8/18. This weekend, I asked what my offer was and the CSR said "25,000 MR Points for $2,000 spend" (I made them double check). When I applied, I signed up for the same offer as you.

Re: $12K Amex EveryDay approval

Anonymous — Mon, 30 Apr 2018 22:43:52 GMT

Thanks for the tip. Why do you suggest waiting a month though?

@ @Anonymous wrote:

Congrats!

FYI - In a month, I would hop on chat to see what your offer is. I applied for the card in 2/8/18. This weekend, I asked what my offer was and the CSR said "25,000 MR Points for $2,000 spend" (I made them double check). When I applied, I signed up for the same offer as you.

Re: $12K Amex EveryDay approval

Anonymous — Tue, 01 May 2018 01:59:50 GMT

A month may not be necessary, but it will give you a little window from time of approval to 92 days. Especially, since you may need increased spend, if they do change it on you. My window closes on the 8th of May, but I need to make a $432 (paid a few of my parents' bills) purchase to hit my $2,000 spend. This is due to me thinking $1,000 was all that was needed. I used it heavily in the first month and not much since.

Re: $12K Amex EveryDay approval

Anonymous — Tue, 01 May 2018 02:11:29 GMT

@Anonymous wrote:
Hot on the heels of my U.S. Bank Cash+ approval I applied for the EveryDay card tonight since I prefer MR points over cash back for Amex rewards. After waiting for what seemed like an eternity as the animation spun, I was approved with a $12,000 starting credit limit (10K MR points SUB, $0 Balance Transfer fee, 15-month 0% APR). Funny thing though, I was turned down for the same card just a month ago.

Screen Shot 2018-04-29 at 8.22.50 PM.png

A similar thing happened to me for my first SPG card. Apply and got denied. Came back a month later and got approved! When I got my first Amex card (which was the ED) it had a SL of $500 Very nice starting limit!

Re: $12K Amex EveryDay approval

Anonymous — Tue, 01 May 2018 02:33:38 GMT

Hmmm... I didn't realize the CSR could change the signup bonus offered. I'll be sure to ask as soon as I get the card When I got the PRG the SUB was 25K MR points but I got them to match the 50K SUB that was advertised about a month later. But that wa a slightly different scenario from this where I agreed with the offered SUB when applying,

@Anonymous wrote:
A month may not be necessary, but it will give you a little window from time of approval to 92 days. Especially, since you may need increased spend, if they do change it on you. My window closes on the 8th of May, but I need to make a $432 (paid a few of my parents' bills) purchase to hit my $2,000 spend. This is due to me thinking $1,000 was all that was needed. I used it heavily in the first month and not much since.

Re: $12K Amex EveryDay approval

Anonymous — Tue, 01 May 2018 10:21:33 GMT

@Anonymous wrote:
Hmmm... I didn't realize the CSR could change the signup bonus offered. I'll be sure to ask as soon as I get the card When I got the PRG the SUB was 25K MR points but I got them to match the 50K SUB that was advertised about a month later. But that wa a slightly different scenario from this where I agreed with the offered SUB when applying,

@Anonymous wrote:
A month may not be necessary, but it will give you a little window from time of approval to 92 days. Especially, since you may need increased spend, if they do change it on you. My window closes on the 8th of May, but I need to make a $432 (paid a few of my parents' bills) purchase to hit my $2,000 spend. This is due to me thinking $1,000 was all that was needed. I used it heavily in the first month and not much since.

Me either. I originally asked when would I receive my SUB MR Points. The CSR checked and doubled checked, then told me this was a better offer and was attached to my ED card. I put $1,500 in the first 6 weeks, then stop using it. So, I had to put another $425 on it. I'll have to report back to make sure I indeed did receive 25k MR Points.

I didn't mean to hijack your post. Just found it interesting and wanted to make you aware, since the exchange just happened this weekend.

Congrats and I hope you enjoy the card!

Re: $12K Amex EveryDay approval

Anonymous — Tue, 01 May 2018 11:58:56 GMT

You didn't hijack the thread at all; I really appreciate the information. I got an e-mail this morning that the card was shipped so as soon as I get it I'll get on secure chat and see if I can get a better offer like you described.

I've read on sites like Doctor of Credit that Amex doesn't match SUBs so I was prepared to escalate to a supervisor when I asked them to increase my PRG SUB to match the new public offer. But the CSR made the change with no hesitation, even thanking me several times for being a member since 1995.

You usually get the SUB on the first statement after the 92-day spending period expires (SUBs for AU spend take longer). Plus even though the increased SUB does not show up in your account, you can always pull up a transcript of your chat with the CSR.

@Anonymous wrote:
@Anonymous wrote:
Hmmm... I didn't realize the CSR could change the signup bonus offered. I'll be sure to ask as soon as I get the card When I got the PRG the SUB was 25K MR points but I got them to match the 50K SUB that was advertised about a month later. But that wa a slightly different scenario from this where I agreed with the offered SUB when applying,

@Anonymous wrote:
A month may not be necessary, but it will give you a little window from time of approval to 92 days. Especially, since you may need increased spend, if they do change it on you. My window closes on the 8th of May, but I need to make a $432 (paid a few of my parents' bills) purchase to hit my $2,000 spend. This is due to me thinking $1,000 was all that was needed. I used it heavily in the first month and not much since.

Me either. I originally asked when would I receive my SUB MR Points. The CSR checked and doubled checked, then told me this was a better offer and was attached to my ED card. I put $1,500 in the first 6 weeks, then stop using it. So, I had to put another $425 on it. I'll have to report back to make sure I indeed did receive 25k MR Points.

I didn't mean to hijack your post. Just found it interesting and wanted to make you aware, since the exchange just happened this weekend.

Congrats and I hope you enjoy the card!