topic Re: Fifth Third Truly Simple Approved in Credit Card Approvals

Fifth Third Truly Simple Approved

CreditCuriosity — Tue, 03 Apr 2018 00:42:52 GMT

Last Friday also applied for the Fifth Third truly simple card and was approved for 10k instantly. Have the TRIO card for 6+ months at 10k as well. Got the best interest rate at 13.49%. Decided to apply for this card for this card due to the 0% apr for 15 months as stated in another thread closed on my house last friday and still have a few things to buy and wanted a long time 0% apr card on purchases that I can carry a bit of a balance on as furnishing a new house is expensive! I probably only plan on carrying 1kish balance on it as I really don't believe on spending more than I can pay off each month, but quite honestly this house purchasing and moving, etc has really put a dent/hurt on my bank account and still need a few things. So 2 approvals last friday is all, didnt go completly crazy after closing .

Anyways just posting this for data points... Had 1 inquiry on EQ at time of this application (thanks EQ, long story).. Fico 09 score they pulled was 730-740ish at time, income 6 figures AAoA depending 2-4 years, oldest acct. 25+ years, etc.

Not the most exciting card, but wont have to do any BT's with this one and will allow me to carry some stuff for a decent amount of time and not cash strap me is reason for this card.

I decided today to cancel my BBR card as felt like I had probably too much credit with BofA and this card will replace that one and haven't been getting any BT offers for awhile on my BBR card even though phone calls so was time for it to go bye-bye to free up future BofA approvals possibly, didn't transfer the 13k CL as just closed it. Also on friday closed my Amex Green business along with simply cash business as wasn't using them and felt like I had too many Amex cards was at 6, now down to 4.. 2 personal and 2 business ones (3 revolvers 1 personal and 2 business revolvers and platinum personal).

Re: Fifth Third Truly Simple Approved

redpat — Tue, 03 Apr 2018 00:24:05 GMT

Congrats CC. Out with the old in with the new.

Remeber to save a slot for the new Amex Marriott card.

Re: Fifth Third Truly Simple Approved

AverageJoesCredit — Tue, 03 Apr 2018 00:57:07 GMT

Nice job CC, looks like you have a good plan. Im suprised bt offers have dropped off your bbr.

Re: Fifth Third Truly Simple Approved

CreditCuriosity — Tue, 03 Apr 2018 01:00:47 GMT

@AverageJoesCreditwrote:
Nice job CC, looks like you have a good plan. Im suprised bt offers have dropped off your bbr.

As was I most always have them, not me.. Thus what was the purpose of the card other then 25 every 3 months for netflix or whatever.. So it was time to let it go as I was close to 50k credit with BofA and wanted to reduce my exposure with them on my terms. So now have 35k on my merrill card is all with them which is still alot obviously

Re: Fifth Third Truly Simple Approved

simplynoir — Tue, 03 Apr 2018 01:01:52 GMT

Congratulations on your new card there!

Re: Fifth Third Truly Simple Approved

Anonymous — Tue, 03 Apr 2018 01:02:03 GMT

Congrats on your approval! I think 5/3 cards are keepers.

Re: Fifth Third Truly Simple Approved

Anonymous — Tue, 03 Apr 2018 01:18:51 GMT

Very nice!! Congrats on your closing and approvals!!

Re: Fifth Third Truly Simple Approved

credit_endurance — Tue, 03 Apr 2018 03:55:00 GMT

Congrats CC on the new card and new home purchase!

Re: Fifth Third Truly Simple Approved

Anonymous — Mon, 30 Apr 2018 15:24:54 GMT

Does anybody here know if Fifth Third denies anyone that submitted the prequalify app invite? I received an invite, but got the same response as below but have not heard anything from them. I called this morning and they said they had no information on my app yet.

Re: Fifth Third Truly Simple Approved

Anonymous — Mon, 30 Apr 2018 21:33:53 GMT

Congrats!!

Can't apply fro this in San Diego, bummer.

Re: Fifth Third Truly Simple Approved

pizza1 — Tue, 01 May 2018 01:36:15 GMT

Im not sure how I missed this post!! Happy late Congrats to you!