topic Re: Chase FU and CSP in Credit Card Approvals

Chase FU and CSP

Anonymous — Fri, 04 May 2018 14:25:49 GMT

I saw this morning I was pre-qualified on the chase website for 4 of chases cards, the Chase Freedom Unlimited, Chase Freedom, Chase Slate, and the Chase Sapphire Preferred and I was over the 5/24.

I gave it a shot to apply for the Chase FU and got approved for $4.5K CL. I went into ingonito mode to try my lucky and apply for the the CSP and got approved for $6.9K.

Re: Chase FU and CSP

Anonymous — Fri, 04 May 2018 14:28:21 GMT

Congrats on both Approvals and nice SL

Re: Chase FU and CSP

simplynoir — Fri, 04 May 2018 14:45:14 GMT

Congrats on your two approvals!

Re: Chase FU and CSP

SwarthyOgre — Fri, 04 May 2018 15:02:51 GMT

@Anonymous wrote:
I saw this morning I was pre-qualified on the chase website for 4 of chases cards, the Chase Freedom Unlimited, Chase Freedom, Chase Slate, and the Chase Sapphire Preferred and I was over the 5/24.

I gave it a shot to apply for the Chase FU and got approved for $4.5K CL. I went into ingonito mode to try my lucky and apply for the the CSP and got approved for $6.9K.

Congrats!!! Would you mind sharing some DP (data points) with us? So what was your actual x/24 when you applied for the CSP?

Re: Chase FU and CSP

lnacen — Fri, 04 May 2018 16:31:45 GMT

why did you go incognito?

Re: Chase FU and CSP

AverageJoesCredit — Fri, 04 May 2018 16:53:24 GMT

Lol, incognito to slip by the 5/24 police

Congrats. Nice job getting past the check marks as many recent post suggests this method has been a bust if you are over 5/24.

Re: Chase FU and CSP

MySunrise271 — Fri, 04 May 2018 23:24:13 GMT

Very cool ! On your way to the Chase trifecta🙂

Re: Chase FU and CSP

Anonymous — Fri, 04 May 2018 23:49:29 GMT

Swarthy,

My TU and EX scores were 724 and I was at 6/24 and in this September it would be 5/24.

I have been a Chase banking customer for the past 7 years also

Re: Chase FU and CSP

Anonymous — Sat, 05 May 2018 01:21:16 GMT

Did your offers have solid APR? Ask for just income or name, address, income?

*edit added... Also offers in your Chase account website, or prequals on wesite/not Chase member?

I have offers (3 cards, auto loan, home loan). I want CSP, but am afraid to apply, am at 6/24. Only relationship with Chase is auto loan (11/2017) & CFU (1/2018).

Re: Chase FU and CSP

Anonymous — Sat, 05 May 2018 02:04:46 GMT

Congrats on your new cards.

Re: Chase FU and CSP

Meanmchine — Sat, 05 May 2018 02:13:44 GMT

@AverageJoesCredit wrote:
Lol, incognito to slip by the 5/24 police

Congrats. Nice job getting past the check marks as many recent post suggests this method has been a bust if you are over 5/24.

Gotta ask .... How does going incognito get you past the 5/24 rule??

Re: Chase FU and CSP

Anonymous — Sat, 05 May 2018 03:06:29 GMT

It was offers on my account when I logged in. I have my everyday checking and savings with them

Re: Chase FU and CSP

Anonymous — Sat, 05 May 2018 03:08:30 GMT

mean,

it does not get you past the 5/24 rule. It allows you to apply for 2 offers in the same day.

You apply for one offer and then to apply for the second one you have to log in via incognito mode to be able to apply for another offer. They do not let you apply for 2 offers in the same day I have read and I tried it this time and it worked.

Re: Chase FU and CSP

Meanmchine — Sun, 06 May 2018 04:15:27 GMT

OIC. Never knew this. Thx

Re: Chase FU and CSP

Anonymous — Sun, 06 May 2018 17:19:05 GMT

Interesting for sure. I figured they would use internal data, such as SSN, Name etc to determine how many apps procesed. If there is indeed a limit. Wouldn't this info reject the second app, not a web browser's tracking info?

Re: Chase FU and CSP

Anonymous — Sat, 19 May 2018 17:30:59 GMT

Nice. Congrats on the approvals. I have had my checking and savings accounts with Chase for a while now. Last November I applied for a CFU and was approved at $5,000. After a few months, I received an automatic CLI to $7,500. Last night while poking around the app, I saw I was pre-approved for a CSP, so I decided to apply. I was approved for a $17,200 CL.

My plan is to keep these two cards for another 6 months before looking outside of Chase, maybe for a Delta Blue or Gold AMEX, although having two travel cards may seem redundant. I'm trying to build my credit usage. I pay my CFU off every payday (twice a month) to keep my credit utilization down. I've had two recent consecutive auto loans, but my last one is paid off and I'm not looking to buy a new car any time soon. I rent, and don't intend to buy any time soon.

Re: Chase FU and CSP

Anonymous — Sat, 19 May 2018 17:45:07 GMT

Are most seeing Chase pre-approvals only if under 5/24?

I feel like Chase doesn't like me right now and not sure why.... been a customer for 15+ years (Savings/2 x checking + only the IHG CC) good income, FICO 780-810, only 2 inquiries and via Chase showing 15% utilization....currently at 5/24 until June 1st but haven't seen ANY offers last month or currently.

Re: Chase FU and CSP

Anonymous — Tue, 22 May 2018 00:10:13 GMT

congrats!