topic Re: NFCU Card #3 Approved in Credit Card Approvals

NFCU Card #3 Approved

CreditCuriosity — Mon, 04 Jun 2018 00:06:56 GMT

So a few others have betting getting approved for the elusive 3rd card from NFCU lately.. So had to try. Went pending for 4 or so hours and just got a text/email saying approved.. Not sure of limit yet or apr, but will know shortly... Have two other NFCU cards at 25k each which makes this approval even more surprising...More to come

Update: $7900 at 10.49% Lowest SL with NFCU by far as others where in the 20k starting being first two cards, but have this bad boy up to 25k soon

Edit Data Points: TU was pulled.. TU09 score around 710-715 (not sure) TU04 Score although not used is 740ish... 14 Inquiries, 6 figure income.

Feel free to ask any other questions I haven't provided.

Re: NFCU Card #3 Approved

pipeguy — Sun, 03 Jun 2018 23:38:44 GMT

Congrats CC,

You almost got me to try for #3, but I don't need it so not today (I'm not usually that "grown up" in my thinking)

Re: NFCU Card #3 Approved

CreditCuriosity — Sun, 03 Jun 2018 23:41:53 GMT

@pipeguy wrote:
Congrats CC,

You almost got me to try for #3, but I don't need it so not today (I'm not usually that "grown up" in my thinking)

Lol i am never grown up in my logic thinking(actually usually going for bonuses and do have some logic)... Well this was just a challenge to see if I could get it, thought for sure i would get denied especially being at 25k on my other two.. If you arent at 25k on other two it isnt near as tough from what I have seen. Want to know APR and CL and see if I can get this one to 25k on first CLI request like other 2

Re: NFCU Card #3 Approved

AverageJoesCredit — Sun, 03 Jun 2018 23:56:15 GMT

Woo hoo, congrats CC Fantastic approval .I hope they give you a better sl than Discover

Re: NFCU Card #3 Approved

Mahraja — Sun, 03 Jun 2018 23:52:36 GMT

Congrats CC Approval was the most important part not the limit (with navy) you know it very well congrats again my friend

Re: NFCU Card #3 Approved

pizza1 — Mon, 04 Jun 2018 00:39:08 GMT

Congrats CC!!! We are running out of "challenges"! USAA, and Citi are my only ones left. Those are surprisingly tough, LOL..

Re: NFCU Card #3 Approved

CreditCuriosity — Mon, 04 Jun 2018 01:01:39 GMT

@pizza1 wrote:
Congrats CC!!! We are running out of "challenges"! USAA, and Citi are my only ones left. Those are surprisingly tough, LOL..

USAA is impossible for me, but citi is a kitty cat and will do all i wish

Re: NFCU Card #3 Approved

Anonymous — Mon, 04 Jun 2018 01:44:58 GMT

Congrats @CreditCuriosity Well done.

Re: NFCU Card #3 Approved

UncleB — Mon, 04 Jun 2018 04:01:26 GMT

Congrats, my friend!

You and @pizza1 are making it tough for me to continue gardening... LOL!! I'm trying hard to sit on my hands, though, since my existing card with them is already at nearly half my stated income (thanks to an auto-CLI... ugh) so I'm not sure how much more I should press matters.

Enough of my chatter... great job!!

Re: NFCU Card #3 Approved

Anonymous — Mon, 04 Jun 2018 05:31:03 GMT

Congrats cc!

Re: NFCU Card #3 Approved

surferchris — Mon, 04 Jun 2018 06:09:08 GMT

Congrats!

Re: NFCU Card #3 Approved

avp99 — Mon, 04 Jun 2018 10:16:04 GMT

Congratulations, love seeing those hefty SL.

Re: NFCU Card #3 Approved

Anonymous — Mon, 04 Jun 2018 13:11:07 GMT

@CreditCuriosity wrote:
So a few others have betting getting approved for the elusive 3rd card from NFCU lately.. So had to try. Went pending for 4 or so hours and just got a text/email saying approved.. Not sure of limit yet or apr, but will know shortly... Have two other NFCU cards at 25k each which makes this approval even more surprising...More to come

Update: $7900 at 10.49% Lowest SL with NFCU by far as others where in the 20k starting being first two cards, but have this bad boy up to 25k soon

Edit Data Points: TU was pulled.. TU09 score around 710-715 (not sure) TU04 Score although not used is 740ish... 14 Inquiries, 6 figure income.

Feel free to ask any other questions I haven't provided.

Big congratulations! I have a question. How long ago were you approved for card #2? Thanks, in advance, CC.

Re: NFCU Card #3 Approved

Anonymous — Mon, 04 Jun 2018 13:54:08 GMT

Congratulations on your approval!!

Re: NFCU Card #3 Approved

CreditCuriosity — Mon, 04 Jun 2018 14:12:47 GMT

@Anonymous about 14 or 15 months approx?

Re: NFCU Card #3 Approved

Anonymous — Mon, 04 Jun 2018 15:52:10 GMT

@CreditCuriosity wrote:
@Anonymousabout 14 or 15 months approx?

Thanks, CC!

Re: NFCU Card #3 Approved

FinStar — Mon, 04 Jun 2018 22:28:28 GMT

You scored this one pretty good! Congrats.

I was approved for their 3rd one a few months back, but that'll be the max I can get with NFCU, my next CLI will place me at $80K with their 3 CCs 🙃

Re: NFCU Card #3 Approved

CreditCuriosity — Mon, 04 Jun 2018 22:45:48 GMT

@FinStar wrote:
You scored this one pretty good! Congrats.

I was approved for their 3rd one a few months back, but that'll be the max I can get with NFCU, my next CLI will place me at $80K with their 3 CCs 🙃

@Anonymous... Didn't know you had 3 .. also appears you will have me beat as well by the time my CLI comes around .. Which cards do you have? Have the Cash rewards @25k @ 14.9 I believe and another platinum 25k@11.79 now this one at 7.9 @ 10.49 or whatever it was, but pretty sure ill be able to get it to 25k hopefully with one sp CLI, but to be seen

Re: NFCU Card #3 Approved

AverageJoesCredit — Mon, 04 Jun 2018 23:42:50 GMT

Hey Finstar, do your limits combine toward 80k? Because I'm pretty sure you could actually go $80k $50k $50k if your profile warrants it. Not like Pedfed where max cc limit is 50k across all cards.

Re: NFCU Card #3 Approved

FinStar — Tue, 05 Jun 2018 02:19:22 GMT

@CreditCuriosity wrote:
@FinStar wrote:
You scored this one pretty good! Congrats.

I was approved for their 3rd one a few months back, but that'll be the max I can get with NFCU, my next CLI will place me at $80K with their 3 CCs 🙃
@Anonymous... Didn't know you had 3 .. also appears you will have me beat as well by the time my CLI comes around .. Which cards do you have? Have the Cash rewards @25k @ 14.9 I believe and another platinum 25k@11.79 now this one at 7.9 @ 10.49 or whatever it was, but pretty sure ill be able to get it to 25k hopefully with one sp CLI, but to be seen

Yes, I sure did It's all @pizza1's fault LOL. Actually, she gave me pretty great advice and that's how it happened - after all those years of not being eligible. I also learned some great tips from @UncleB and @Anonymous and the NFCU mega thread.

My first one with them was GO Rewards 9/2017 ($25K), then MORE Rewards AMEX 12/2017 ($30K), then NAVY CLOC 1/2018 ($15K), and lastly Flagship 3/2018 (12.8K).

Needless to say, you did great on scoring the 3rd one!