topic Re: Target $2,000 Auto CLI in Credit Card Approvals

Target $2,000 Auto CLI

K-in-Boston — Tue, 05 Jun 2018 11:04:08 GMT

Six months like clockwork now! It's been a long journey with this one.

Dec 2002 - $1200 starting line

~2005 - Changed to a Visa and CLD down to $800

~A few years ago - Changed to MasterCard

Jun 2016 - $500 auto CLI, $1300

Dec 2016 - $1000 auto CLI, $2300

Jun 2017 - $1000 auto CLI, $3300

Dec 2017 - $1000 auto CLI, $4300

Jun 2018 - $2000 auto CLI, $6300

I've used it for 1 or 2 purchases at Target every month, let the balance post on the statement, updated my income monthly (even though it hasn't changed) to the same amount, and paid in full for at least 2.5 years.

Re: Target $2,000 Auto CLI

AverageJoesCredit — Tue, 05 Jun 2018 12:06:41 GMT

Awesome job K

TARGET RUN......Make sure to buy some Clorox wipes for the little artist and some razors for the little man

Re: Target $2,000 Auto CLI

Anonymous — Tue, 05 Jun 2018 12:17:22 GMT

Congrats. That’s quite a bit of movement. Mine hasn’t budged in a decade.

I guess I’ll finally start following these steps.

Re: Target $2,000 Auto CLI

avp99 — Tue, 05 Jun 2018 12:27:23 GMT

Congrats on the Auto CLI.

Re: Target $2,000 Auto CLI

Anonymous — Tue, 05 Jun 2018 12:48:18 GMT

Way to go!! Congratulations!!

Re: Target $2,000 Auto CLI

K-in-Boston — Tue, 05 Jun 2018 13:06:41 GMT

@Anonymous wrote:
Congrats. That’s quite a bit of movement. Mine hasn’t budged in a decade.

I guess I’ll finally start following these steps.

Some combination of those steps has worked for a lot of us that have had the card for a long time. I was considering closing it at one point due to the really low credit line, but it's nearly an 8x CLI in the past 2 years. Hopefully this pace will continue and it'll be a $10,300 in June 2019, although I kinda wish they'd drop that $300 at the end. TD Bank, if you're listening... $1700 is fine next time as long as you put me back on the $2000 train after that.

Re: Target $2,000 Auto CLI

Remedios — Tue, 05 Jun 2018 14:20:43 GMT

@K-in-Boston wrote:
Six months like clockwork now! It's been a long journey with this one.

Dec 2002 - $1200 starting line
~2005 - Changed to a Visa and CLD down to $800
~A few years ago - Changed to MasterCard
Jun 2016 - $500 auto CLI, $1300
Dec 2016 - $1000 auto CLI, $2300
Jun 2017 - $1000 auto CLI, $3300
Dec 2017 - $1000 auto CLI, $4300
Jun 2018 - $2000 auto CLI, $6300

I've used it for 1 or 2 purchases at Target every month, let the balance post on the statement, updated my income monthly (even though it hasn't changed) to the same amount, and paid in full for at least 2.5 years.

K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed

Congrats!!!

Re: Target $2,000 Auto CLI

Anonymous — Tue, 05 Jun 2018 14:32:40 GMT

Congrats on CLI train

Re: Target $2,000 Auto CLI

K-in-Boston — Tue, 05 Jun 2018 14:53:31 GMT

@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed

If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.

Re: Target $2,000 Auto CLI

Remedios — Tue, 05 Jun 2018 14:59:15 GMT

@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.

My version of ropes course is walking through my son's room without breaking a hip...

I'm a game!

Re: Target $2,000 Auto CLI

Adkins — Tue, 05 Jun 2018 15:36:27 GMT

Nice CLI, K! Congratulations!! 👍👍

Re: Target $2,000 Auto CLI

simplynoir — Tue, 05 Jun 2018 17:52:34 GMT

Congrats there sir! Good to see cracking the code is finally opening their arms.

Re: Target $2,000 Auto CLI

AverageJoesCredit — Tue, 05 Jun 2018 18:08:51 GMT

@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.

I tried getting Macys to take my card but they said unless I use Remedios' New cl heavy Disco I'm out of luck. Sorry Remedios.

Also, Jordan's Furniture?, Doesnt MJ already make enough off us with his $500 sneakers lol now we gotta buy beds too?

Re: Target $2,000 Auto CLI

Anonymous — Tue, 05 Jun 2018 19:27:53 GMT

Congrats on the CLI!

Re: Target $2,000 Auto CLI

Anonymous — Tue, 05 Jun 2018 22:23:33 GMT

@AverageJoesCredit wrote:
@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.
I tried getting Macys to take my card but they said unless I use Remedios' New cl heavy Disco I'm out of luck. Sorry Remedios.

Also, Jordan's Furniture?, Doesnt MJ already make enough off us with his $500 sneakers lol now we gotta buy beds too?

Michael Jackson died. Duh.

Re: Target $2,000 Auto CLI

AverageJoesCredit — Tue, 05 Jun 2018 23:37:38 GMT

Uhm, no. Haven't you seen South Park.....That's Ignorant!......SHAMONE!!!!!

Re: Target $2,000 Auto CLI

coldfusion — Wed, 06 Jun 2018 01:44:19 GMT

@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.

You forgot the meal at Fuddruckers and the in-branch app at the BoA just up the street.

Re: Target $2,000 Auto CLI

K-in-Boston — Wed, 06 Jun 2018 13:34:25 GMT

@coldfusion wrote:
@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.
You forgot the meal at Fuddruckers and the in-branch app at the BoA just up the street.

No matter what some users may think about DW and myself, we don't have the kind of pull with BoA where they just start handing money over to anyone we decide to bring in.

Re: Target $2,000 Auto CLI

Anonymous — Wed, 06 Jun 2018 14:26:46 GMT

Congratulations for cracking the code!

Re: Target $2,000 Auto CLI

Remedios — Wed, 06 Jun 2018 14:37:26 GMT

@K-in-Boston wrote:
@coldfusion wrote:
@K-in-Boston wrote:
@Remedios wrote:
K, take me to Target!

I asked AJC to take me to Macy's but I think he bailed
If we're going to use one of my store cards, wouldn't you rather go to Jordan's Furniture? We could do the ropes course and then catch an IMAX movie.
You forgot the meal at Fuddruckers and the in-branch app at the BoA just up the street.
No matter what some users may think about DW and myself, we don't have the kind of pull with BoA where they just start handing money over to anyone we decide to bring in.