topic Re: U.S. Bank Cash+ Visa Signature® Card in Credit Card Approvals

U.S. Bank Cash+ Visa Signature® Card

chhull00 — Fri, 29 Jun 2018 00:18:37 GMT

Was prequalified and instantly approved SL@1000

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Fri, 29 Jun 2018 00:28:23 GMT

Call in and see if they will recon a higher CL. Oh, and congrats BTW, I love my Cash+.

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Fri, 29 Jun 2018 01:23:49 GMT

Congrats on getting in with US Bank.

Re: U.S. Bank Cash+ Visa Signature® Card

AverageJoesCredit — Fri, 29 Jun 2018 01:52:38 GMT

Congrats. Seems a good card

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Fri, 29 Jun 2018 03:10:39 GMT

Congrats on approval , call in for recon mostly they will give me higher SL , whats your fico score / inqs / how many cards you open last 6months

Re: U.S. Bank Cash+ Visa Signature® Card

chhull00 — Fri, 29 Jun 2018 03:29:18 GMT

ficos are 720 ex 720 eq 733 tu, 5 cards in last six months 5 inquires this year, i have us bank 365 cash amex already so this is my second one now. They pulled TU again, so have 4 months of history with us bank.

Re: U.S. Bank Cash+ Visa Signature® Card

19eighty5 — Fri, 29 Jun 2018 04:06:37 GMT

Congratulations!

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Fri, 29 Jun 2018 06:06:32 GMT

Congrats! USB is my favorite. Search for my threads on this bank. Once you are a customer they will love you. I started with a $500 cash Plus I had to get on recon...
opened my checking and savings and now I have $15k Cash Plus, $20k cash amex, $20k Premier Line, $5k Reserve Line, and a $36k Auto Loan. The LOVE their customers and it truly matters to them. Best bank ever in terms of large banks. (not CU or just CC issuers)
JMHO.
Congrats! Treat them well and they will be good to you.

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Fri, 29 Jun 2018 18:35:34 GMT

How soon and often CLI can you request on US bank cards? is it SP increases?

Re: U.S. Bank Cash+ Visa Signature® Card

chhull00 — Fri, 29 Jun 2018 20:17:12 GMT

I think maybe every 6 months, that's what a rep told me and a SP

Re: U.S. Bank Cash+ Visa Signature® Card

kilroy8 — Fri, 29 Jun 2018 20:29:56 GMT

They don't seem to like new accounts. I would wait for CLI's until 6 months since last new account.

Great card, though.

Re: U.S. Bank Cash+ Visa Signature® Card

Anonymous — Sun, 01 Jul 2018 08:40:27 GMT

6 mo for the first, tho some get Auto ones at 9 or 12. It’s a hard pull for anything over $1500. Some will say this unspoken rule is no longer but all I can tell you is when I fill out the form I have always asked for $1500 and never a pull. So might be a YMMV thing. If you want more don’t ask for the CLI, get a new card. I don’t know their max number or max exposure. Been a bit for me so I may try for a 3rd Card soon. 2018 has been a combine and close year for me. At least trying to get down to my 3-4 favorite issuers and stick with them. Too hard for me to build up rewards and utilize all the benefits when I have so many cards. So when I close my Barclays card I may try for another USB. I’ll iodate if I do. GL

Re: U.S. Bank Cash+ Visa Signature® Card

chhull00 — Sun, 01 Jul 2018 15:23:05 GMT

Thanks for all that info guy