topic Re: Wayfair Card in Credit Card Approvals

Wayfair Card

JimBo99 — Sat, 30 Jun 2018 04:18:47 GMT

I needed some new lamps for the living room. Found a couple on Wayfair, got the pop up, came with a $40 off offer. Took the bait. Approved, SL is $3500.

A couple days later, I did get an alert, they HP'd my Equifax. Not a huge deal, I don't get too worked up over HPs. Just wanted to let people know that the SCT doesn't always mean its gonna be a SP. And, yes, it was only the last 4 of my SSN in the app.

I've got a couple of other of their cards. I've always seen threads of people getting CLI's right at activation, I've never been one of those folks. Until today! Card came in the mail today. Registered, then hit the love button. Brought it to $5000, signed out and hit it again, $6500. An additional $3000 increase on activation, not too shabby.

Equifax is 676, 22 INQ (including this one), overall util ~20%

Re: Wayfair Card

Anonymous — Sat, 30 Jun 2018 04:37:15 GMT

COngrats on approval and nice CLI right away

Re: Wayfair Card

peghede — Sat, 30 Jun 2018 04:37:31 GMT

Why lamps and not recessed lights?

Congrats m8

Re: Wayfair Card

Bizambish — Sat, 30 Jun 2018 13:29:16 GMT

Congrats! I've had a very similar experience with both Wayfair and Overstock. I believe the new norm is to pull one CB even with the pre-approval pop-up SCT. I also got two CLI's right away on opening the account and hope for more after 31 days! I would caution anyone that it looks like there are more HP's than not with these SCT's now

Re: Wayfair Card

Anonymous — Sat, 30 Jun 2018 14:31:12 GMT

Congratulations, JimBo99! I just bought lamps from Wayfair not long ago. Wayfair rocks!

Re: Wayfair Card

19eighty5 — Sat, 30 Jun 2018 15:25:26 GMT

Congratulations on your approval!