topic Re: Chase Amazon Approval in Credit Card Approvals

Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 01:36:50 GMT

Needed to purchase some things from Amazon and decided to app for the Chase Amazon Visa. Figured I'd give it a shot since it's a co-branded card even though I burned Chase in BK13 in 2011 and haven't gotten back in with them yet.

Received instant approval for $5,000 which I was happy with. Received the card today, open it up and see a credit limit of $25,000. Never expected that kind of limit though my income is decent.

Question for those that might know...will this kind of limit hurt me with Chase in the future if I decide to app for one of their products once I'm over the 5x24 hump?

Re: Chase Amazon Approval

peghede — Wed, 11 Jul 2018 01:42:48 GMT

congrats m8, big sl on card,looks like chase is giving some money out lately.

any data u can share? fico?inq ,hp.

Re: Chase Amazon Approval

seattlecredit08 — Wed, 11 Jul 2018 01:47:15 GMT

BIG Congratulations!

Question: Does anyone know if the limit of Chase Amazon card is at all influenced by one's spending at Amazon?

In other words, if somone spends $XXX/ month through Amazon, will Chase Amazon take this into account?

Thanks!!

Re: Chase Amazon Approval

Bizambish — Wed, 11 Jul 2018 01:51:46 GMT

Congrats! What a limit... I second the request for DP's

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 01:55:13 GMT

CONGRATS!!!

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 02:00:03 GMT

@peghede wrote:
congrats m8, big sl on card,looks like chase is giving some money out lately.
any data u can share? fico?inq ,hp.

Yeah imagine my surprise when I opened up the envelope.

All 3 Fico scores are over 750. Had 3-5 scoring inquiries before I app'd, 12-15 for each bureau. Income is over 100k and it looks like they HP'd both Experian and Transunion.

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 02:32:41 GMT

Nice surprise! Congratulations!

Re: Chase Amazon Approval

2GreenThumbs — Wed, 11 Jul 2018 02:56:57 GMT

@Anonymous wrote:
Needed to purchase some things from Amazon and decided to app for the Chase Amazon Visa. Figured I'd give it a shot since it's a co-branded card even though I burned Chase in BK13 in 2011 and haven't gotten back in with them yet.

Received instant approval for $5,000 which I was happy with. Received the card today, open it up and see a credit limit of $25,000. Never expected that kind of limit though my income is decent.

Question for those that might know...will this kind of limit hurt me with Chase in the future if I decide to app for one of their products once I'm over the 5x24 hump?

CONGRATULATIONS!! I also burned Chase in Chapter 13 in 2011. I did get back in with them last year with the Disney card. I won't be under 5/24 until Feb. 2019 but I'm hoping for a CSP at that time. My income is very close to $100,000 and by the time I app, I'll have 4 inquiries on all three bureaus. Your post gives me hope!

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 03:30:51 GMT

Oh wow!! Super SL from Chase OP, congrats on the approval!!!

Re: Chase Amazon Approval

19eighty5 — Wed, 11 Jul 2018 04:11:18 GMT

WOW! Congrats on the approval and SL!

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 05:21:38 GMT

Congrats on approval and monster SL

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 05:24:48 GMT

Congrats on your Chase approval! I burned Chase in 2013, hopefully, they will let me back in soon.

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 14:38:58 GMT

Congratulations on getting back in with Chase, and that monster SL! I am anxiously waiting for December to try my luck at getting this card also. In the meantime, I just opened a Checking account with Chase, to start building some history with them. Hope it goes well. Congrats again on your success!

Re: Chase Amazon Approval

xaximus — Wed, 11 Jul 2018 13:08:45 GMT

Congrats! Monster approval!!

Re: Chase Amazon Approval

Anonymous — Wed, 11 Jul 2018 13:37:37 GMT

Congrats on a terrific starting line! Way to go!

Re: Chase Amazon Approval

Caught750 — Wed, 11 Jul 2018 15:07:51 GMT

Congratulations! To answer the part you're likely most concerned with; if you get a denial based on exposure in the future you can reallocate part of the Amazon lime to the new card in order to open it with little or no new exposure on Chases part.

Re: Chase Amazon Approval

AverageJoesCredit — Wed, 11 Jul 2018 15:10:54 GMT

That's probably the biggest disparity from original sl to actual limit I've seen here. Congrats

Re: Chase Amazon Approval

Anonymous — Tue, 17 Jul 2018 00:53:07 GMT

Congrats. nice SL surpirse.

Re: Chase Amazon Approval

Anonymous — Wed, 18 Jul 2018 13:06:13 GMT

@AverageJoesCredit wrote:
That's probably the biggest disparity from original sl to actual limit I've seen here. Congrats

Congrats! It seems anyone that gets over 5K SL on this card sees 5K on the instant approval but then the actual limit can be higher, and in some cases, a lot higher.

25K is impressive though. I got "only" $8500 when I applied for mine back in February and then I had it reduced since it was more than I could ever use.